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Originally Posted by BigT You started this topic. It seems like you're well off and I'm happy for you. And, while I agree that 10k credit card debt is way

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Old 02-06-2012, 12:37 PM   #1 (permalink)
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You started this topic. It seems like you're well off and I'm happy for you. And, while I agree that 10k credit card debt is way too much, don't bring anyone else down for it. No one on this board could understand what the next guy is going through. As long as they are not cheating, lying, or hurting anyone, fugg it.
So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.
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Old 02-06-2012, 12:43 PM   #2 (permalink)
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So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.
woaah, pulling back the lid of canned wormed even further are ya? hahaha.
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Old 02-06-2012, 12:46 PM   #3 (permalink)
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So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.
Hey dude, slow down, I'm on your side. lol I'm arguing credibility here, not major debt.
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Old 02-06-2012, 01:09 PM   #4 (permalink)
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So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

With no indictment of the institutions that enabled and overtly encouraged it. Cuts both ways with the consumer and the bankers! Cant have 1 without the other. Oh and the banks making loans for short term gain in fee's to people with little or no documented means.

Yep thats just good business eh? Sorry but the banks could say no. They actually chose not to. End of story. Ask the Fed and the minutes that proved the working of the banking industry. Based on that it was about 60/40 bank to consumer. Ultimately we bailed out the banks for making BAD LOANS. Go figure.
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