Surprise Z costs

yaheard

Or you could just be smart with your money and not over step your limits.

kenchan

true that.


i was quite amazed how some people have like $10K of credit card debt...and they consider that to be 'normal'???
i never have creditcard balance.

BigT

You started this topic. It seems like you're well off and I'm happy for you. And, while I agree that 10k credit card debt is way too much, don't bring anyone else down for it. No one on this board could understand what the next guy is going through. As long as they are not cheating, lying, or hurting anyone, fugg it.

kenchan

hummm... i dont think it has to be though.

and i will end it there. hahaha.

BigT

Sure. I plan on getting there myself. But, buying a Z before my house has nothing to do with it.

christian370z

So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

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kenchan

woaah, pulling back the lid of canned wormed even further are ya? hahaha.

BigT

Hey dude, slow down, I'm on your side. lol I'm arguing credibility here, not major debt.

DLSTR

With no indictment of the institutions that enabled and overtly encouraged it. Cuts both ways with the consumer and the bankers! Cant have 1 without the other. Oh and the banks making loans for short term gain in fee's to people with little or no documented means.

Yep thats just good business eh? Sorry but the banks could say no. They actually chose not to. End of story. Ask the Fed and the minutes that proved the working of the banking industry. Based on that it was about 60/40 bank to consumer. Ultimately we bailed out the banks for making BAD LOANS. Go figure.

BigT

This is very true. But, who is the person to question credibility? Smart budgeting can mean live in a nice apartment and drive a Z or own a home and drive a civic. Does one path make you a better person vs the other?

Living the "American Dream" is expensive. If you have the cash to do it without any debt, then more power to you. I'm happy for you, actually. But, it doesn't make you any more credible then me. I'm a single man in my 20's. I earn just shy of 70k a year. I rent and drive a brand new Z and have no credit card debt. Does that make the next guy better than me?

yaheard

You looked too far into that quote. Im not questioning credibility nor judging anybody or saying one thing or the other. Im just saying....


@Cmike
I paid off my school loans myself while I was still in school and I am the person on the hook for my Z and Im 23 right now. I was fortunate to have an internship and job that allowed me to do that. I am very thankful for that. Doesnt make me better/worse than somebody else. Again, I wasnt saying any hidden meaning or judging people. Life happens sometimes and expenses happen, but also remember there are people that are in the same situations with the economy and financial situations and are not upside down on their house/car etc etc. It just boils down to personal choices, situations. Not everybody is the same, doesnt make anyone better or worse.