$1,021 Savings on insurance

PapoZalsa

I don't know what companies some of you guys have, but I'm guesing some of them are those $hitty ones. I'm guessing the ones that takes for ever to get your claim thru them if you get hit by one of their clients.

Been there trying to get my old lady car fix with those insurance companies. Low premium, high deductible = company doesn't have the money to pay a claim on time. Have to go thru hell and high water!

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2009 370Z MB Base w/Sport Package 6MT
Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs

Zaggeron

That may be true, but that's a different discussion. The OP said he was saving 1k a year by going to a 2k deductible with the same company not by switching to a different company and in any case Met Life is a more or less respectable insurance provider I'm guessing.

Obviously, if one says they are saving 1k by going to a 2k deductible with company A over a $500 deductible with company B, that doesn't give us enough information to know if it is a good bet -- the two companies may be very different with respect customer service, timeliness of claims, etc.

So the question is -- given you are comfortable with the service provided by your insurance company -- how much would you need to save in premiums a year to move to a higher deductible.

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2010 Platinum Graphite 370z Roadster:Touring/Sport
2013 Subaru BRZ Limited

poorazn

I'm pretty sure every insurance company offers different deductible levels, and the higher the deductible the lower the premiums. I personally know USAA Geico and Allstate all do.