$1,021 Savings on insurance

Waiz

I would rather be safe than sorry, $2k is too high of a deductable for me to be comfortable with.

Lucky for us California people we have the option of buying insurance from Wawanesa so my insurance is less than yours and my deductible is only $500

Baconboy

Jealous. Here in Massachusetts, the government is involved in "regulating" insurance cost.. but let's not turn it into a discussion about how helpful goverment intervention isn't. Moving to California in order to get Wawanesa insurance company wasn't really an option for me. Over-all tax burden, job market, and hippies trump auto insurance.

As for the $1,000 limit.. I have a credit union and they rock, but your mileage may vary.

I don't see why this is so controversial. Do the math and look at your driving history. It's not every day that I get to make a $1,000 bet on an outcome that I have control over. My odds are 6:1 but that's only because I factored in my teenage years. This is just more incentive to drive safe.

I'm just sharing my numbers because a lot of people here are concerned about high costs for the Z insurance.

Baconboy

I thought that was impressive, so I googled the ins co. They ask a lot of questions about your driving history and usage on the first few pages of the application. They are making the same assesment as I am, and betting on you being a good driver who cares about your car.

PapoZalsa

You right, all insurance companies make assesment on the drivers and the cars that they drive. So is not only you, take for example that I had a 2001 Integra, no accidents just a windshiled replacement however my premium kept increasing every year when it should be decreasing.

So one day I called the insurance company, clean record however that car was the #1 stolen car in the nation for like 5 yrs in a row. The reason my premium was so high for that type of car.

Now we all can be good drivers and care about our cars but you never know what idiot driver is coming or going that might cause and accident, and you be involved in it. Worst case scenario, hit and run. Who pays the deductible? You!

Myself would not be betting on luck because $hit happens!

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