$1,021 Savings on insurance

Astrosfan · 09-26-2011, 11:55 AM

OP....

If i were you, i would run to the nearest piece of wood and knock!

Zaggeron · 09-26-2011, 12:03 PM

Quote:

Originally Posted by Astrosfan

OP....

If i were you, i would run to the nearest piece of wood and knock!

Are you saying Met Life has a bad reputation for paying claims or that the fact that he has a 2k deductible with them makes it less likely they will pay promptly than if he had a $500 deductible?

All other things being equal, I would think that having a higher deductible would make them pay faster -- they have less to pay ...

Astrosfan · 09-26-2011, 01:14 PM

Quote:

Originally Posted by Zaggeron

Are you saying Met Life has a bad reputation for paying claims or that the fact that he has a 2k deductible with them makes it less likely they will pay promptly than if he had a $500 deductible?

All other things being equal, I would think that having a higher deductible would make them pay faster -- they have less to pay ...

i was just saying that he might be jinxing himself and to go knock on some wood. I recently switched my deductible from $500 to $1000 and had to make a claim 2 months later... before that i hadnt made a claim in 10 years.

Zaggeron · 09-26-2011, 02:44 PM

Quote:

Originally Posted by Astrosfan

i was just saying that he might be jinxing himself and to go knock on some wood. I recently switched my deductible from $500 to $1000 and had to make a claim 2 months later... before that i hadnt made a claim in 10 years.

But now the worse thing you can do is go back to $500 deductible. To make the averages work in your favor you gotta stick with it.

Short run doesn't matter unless you are low on cash. In the long run you'll save more than your short term loss.

Astrosfan · 09-26-2011, 04:22 PM

Quote:

Originally Posted by Zaggeron

But now the worse thing you can do is go back to $500 deductible. To make the averages work in your favor you gotta stick with it.

Short run doesn't matter unless you are low on cash. In the long run you'll save more than your short term loss.

completely!

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09-26-2011, 11:55 AM	#1 (permalink)
Astrosfan Enthusiast Member Join Date: Jan 2010 Location: houston, TX Posts: 427 Drives: 09 370z PG Sport Rep Power: 17	OP.... If i were you, i would run to the nearest piece of wood and knock!