Very upsetting day today......my poor z =[

Gauge

I agree, have a lawyer with you. You can translate "we will meet with you" to "we want to settle for way less than you're worth"

NYBladeZ

Agreed, they do not send out field agents without the intent to blind side you with a low ball offer.

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2009 Carbon Fiber/Red 370z aka Trish: Sports Package, Meisterschaft full catback, Fast Intentions Longtube Headers, Injen Long Tube Intakes, UpRev Tune: Sold
2008 Lotus Exige S Club Racer aka Bella, always leaves me smiling

Bromotoz

and be careful with what you say and don't sign anything without a lawyer there.

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NYBladeZ

Reschedule or state that your attorney will contact them if you do not have a lawyer with you in time. This is the saddest thread on the post, if Progressive ***** around we should definitely try to get some attention on the autoblogs on this.

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2009 Carbon Fiber/Red 370z aka Trish: Sports Package, Meisterschaft full catback, Fast Intentions Longtube Headers, Injen Long Tube Intakes, UpRev Tune: Sold
2008 Lotus Exige S Club Racer aka Bella, always leaves me smiling

kayess

From reading what everyone is telling me, I will reschedule and have my lawyer present with me. I will inform the Progressive investigator after i consult my lawyer on a good date and time.

MacCool, currently when i spoke to my bank, they stated that they just pulled the insurance information and it would be what the insurance company currently reflects, which is no full coverage, they aren't sure why progressive would allow that even when they know the car is on a loan and currently show that information. Everything is starting to fall on my side of the court so lets see what happens.

semtex

I find it interesting that your bank's reaction is to wonder why Progressive would allow non-full coverage even when they know it's a loan. Seems like your bank is deflecting its own responsibility. In other words, I want to know why the bank would allow the loan to go through without full coverage. Where's their responsibility in all this? I picked up a new STi this past June. I financed it through a bank with the financing department at the dealership acting as their authorized agent. Before they'd sign off on all the paperwork and hand me the keys, they checked and double-checked that I had full coverage on behalf of the bank. I had to have the insurance company fax my coverage info to them directly the day before I went to pick up my car (which had to be ordered in). Then once I arrived to pick up my car, they called the insurance company in my presence just to verbally verify my coverage details on the fax. So my point is, if we're assigning blame, don't forget to spread some of it to the bank itself. They failed to exercise due diligence as the lien holder.

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Nurburgr1ng

what a mess. sorry for your loss, i hope everything works out for you.

kayess

Ill give a full update once i figure out the date and time for the meeting, my sister will also be present in that session.

Again guys thanks for everyone help and support, if im wrong i want to know why i would receive a full coverage confirmation. We are going to printout comparing quotes and gather as much documentation.

The lawyer is going back to the bank to find out some more details which might explain this whole confusion. MacCool, all your question you asked me, i have been forwarding to him and actually got us to find out some of the banks errors involved in this so we are getting somewhere.

I just hope no one ever gets stuck in this predicament ever....it's a really mental stress tester right now. If honestly i didn't have the 370z involvement helping me here, i don't know how i would of handled this...thanks alot guys! =] I can only try my best to win this!

fuct

kinda easy to tell if you had full coverage or not.... how much were you paying each month? you said you have other vehicles insured by them... well how much did your policy increase when you added the Z????? if only $50ish than no you didnt have full coverage.

bottom line you cant finance a car without full coverage. trust me your bank will add insurance if they find out you dont.. and they will find out!!!!

poorazn

OP, you mentioned in 1st post that you have GAP insurance... Who is that through? Do you have the paper work for that? It'd be an interesting twist if the GAP is covered through Progressive....

edit: Progressive calls their version "Loan/Lease Payoff coverage"

kayess

I looked at the charges and paper print out matches, my payments are $120 a month. Gap insurance was bought through Nissan, so i guess that would be the bank? And yes i have all the paper work from nissan which shows i purchased gap.

fuct

if pay $120 a month to insure the Z annnnnnnnd two other vehicles??? yea you dont have full coverage.

$120 a month for just the Z, yes you have full coverage.

Gauge

Umm I'm in the 30's and married. I will not be paying 120 bucks a month for insurance I can promise you that. Guess I'll find out when I get one though.

fuct

ummmm ok.... too bad this thread isnt about you....

keep us updated OP, and good luck

onzedge

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