Who REALLY owns their Z???

theDreamer

Free financial adivce? Sorry but that is pretty 'meh' advice.
Did some digging on the sources used to find those 4.00% rates, there might be a bank in a state that will offer it, but they also require you meet certain requirements. Nothing major for certain people, but not everyone can meet the requirements hurting the chance even more. Honestly getting the 4.00% rate seems more of a gimmick to get you into their bank and then they bottom out the rate in 6 months.

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ImportConvert

Very possible, and then you pull your $$ right back out like a day-trader and find the next pump-dump. I enjoy making my bank pay me, it's pay-back for how much of a hassle they can be at times. Right now I'm getting 2% cash-back on my CC purchases and always pay it off so 0 interest goes to them.

Want a refund on my advice? I'll give you twice what you paid me for it.