Clear bra insurance?

gpolak · 02-28-2011, 10:46 PM

I've been thinking about getting clear bra for my Z, but I'm curious about one thing: if you get in an accident that requires bumper/fender replacement, will the insurance cover clear bra re-application?

For the record, I've been quoted VentureShield for $600 bumper/half-hood/half-fender, and $1,500 for the full hood/fenders. The almost 3x price increase seems a little odd for a bit more plastic.

Xan · 02-28-2011, 11:04 PM

They'll probably don't do a lot of full hoods and would need to buy a large roll, hence the price jump.

On your insurance, I think can add it as accessories.
Don't know if that would increase your premium though.

tmjohansen · 02-28-2011, 11:07 PM

My brother has the clear bra on his RX-8 and has had the bumper replaced by insurance and they reapplied the clear bra also. I would still suggest checking up with your rep just to make sure your policy covers it.

djpathfinder · 03-01-2011, 12:20 AM

I had parts repainted on my FX after someone keyed it, and the 3M was replaced on it as part of the repairs.

junior_jam · 03-01-2011, 05:24 AM

I struck a deer head on at 70 MPH and my clear bra prevented my bumper from denting.

flashburn · 03-01-2011, 06:45 AM

I think the only time you wouldn't be able to get it covered is if your car was totaled. They wouldn't give you any additional money for the clear bra you had on it.

PapoZalsa · 03-01-2011, 07:46 AM

Most insurance will cover it. I know USAA does cover for me.

HTP AutoWorks · 03-01-2011, 08:29 AM

I am an installer and do insurance jobs all of the time. I have yet to see any insurance company not cover it as it is part of the car. I usually bump of the quote a little on the re-install and then give some money back to the owner to help cover the deductable.

spearfish25 · 03-01-2011, 09:25 AM

^I love you.

Red__Zed · 03-01-2011, 09:40 AM

Quote:

Originally Posted by HTP AutoWorks

I am an installer and do insurance jobs all of the time. I have yet to see any insurance company not cover it as it is part of the car. I usually bump of the quote a little on the re-install and then give some money back to the owner to help cover the deductable.

hero.

Dreezy562 · 03-01-2011, 01:07 PM

Give that man rep

zmyride · 03-01-2011, 05:45 PM

Quote:

Originally Posted by junior_jam

I struck a deer head on at 70 MPH and my clear bra prevented my bumper from denting.

that must be a gay deer.

Pushing_Tin · 03-02-2011, 12:00 AM

You know my last two cars had a clear bra on them, but I'm not doing it anymore. They are a pain in the *** to clean, keep bugs off of, when you wax no matter how careful you are you get some on the line and it's a pain to clean off. That aside there are two other reasons. First one is a quality respray will be the same cost as a clear bra, and two Dr, Colorchip works perfectly for lots of minor chips, the cost for that is $50.

Quote:

Originally Posted by flashburn

I think the only time you wouldn't be able to get it covered is if your car was totaled. They wouldn't give you any additional money for the clear bra you had on it.

Same for me, when I totaled my Sport Trac they even paid for the brush guard, PIAA lights and my Yakima racks.

zmyride · 03-02-2011, 12:09 AM

^ it's very easy to clean around the edge.

Use a soft toothbrush and brush gently along the edge, the wax will come off.

Pushing_Tin · 03-02-2011, 12:12 AM

Quote:

Originally Posted by zmyride

^ it's very easy to clean around the edge.

Use a soft toothbrush and brush gently along the edge, the wax will come off.

I tried that, it's a pain in the *** and it scratched my car, it was black so just looking at it would cause scratches fwiw. I also had issues with bug guts in the summer, if they were not cleaned off immediately they would etch the clear bra. The whole ordeal is not worth $600. IF I kept a car for more then 4-5 years where chips were an issue I'd just respray the front for the same price or less as the bra.

02-28-2011, 10:46 PM	#1 (permalink)
gpolak Base Member Join Date: Dec 2010 Location: Boston Posts: 55 Drives: 2010 370Z T/SP 6MT Rep Power: 14	Clear bra insurance? I've been thinking about getting clear bra for my Z, but I'm curious about one thing: if you get in an accident that requires bumper/fender replacement, will the insurance cover clear bra re-application? For the record, I've been quoted VentureShield for $600 bumper/half-hood/half-fender, and $1,500 for the full hood/fenders. The almost 3x price increase seems a little odd for a bit more plastic.

02-28-2011, 11:04 PM	#2 (permalink)
Xan A True Z Fanatic Join Date: Jan 2010 Location: MA Posts:99999999999999 Posts: 3,301 Drives: 370Z 40th Aniversary Rep Power: 24	They'll probably don't do a lot of full hoods and would need to buy a large roll, hence the price jump. On your insurance, I think can add it as accessories. Don't know if that would increase your premium though. __________________

02-28-2011, 11:07 PM	#3 (permalink)
tmjohansen Base Member Join Date: Jun 2010 Location: Omaha,NE Posts: 230 Drives: 40th Anniversary Z Rep Power: 14	My brother has the clear bra on his RX-8 and has had the bumper replaced by insurance and they reapplied the clear bra also. I would still suggest checking up with your rep just to make sure your policy covers it. __________________ 2010 40th Anniversary 2003 Toyota Highlander Limited Nebraska Huskers Boston Red Sox

03-01-2011, 12:20 AM	#4 (permalink)
djpathfinder A True Z Fanatic Join Date: Mar 2010 Location: Edmonton, Canada Posts: 12,910 Drives: 2012 GT-R BE Rep Power: 733	I had parts repainted on my FX after someone keyed it, and the 3M was replaced on it as part of the repairs. __________________ 2012 GT-R Black Edition Jet Black 2010 370Z 40th Anniversary // SOLD

03-01-2011, 06:45 AM	#6 (permalink)
flashburn A True Z Fanatic Join Date: May 2009 Location: Central Florida Posts: 1,884 Drives: '12 Corvette GS 6M Rep Power: 19	I think the only time you wouldn't be able to get it covered is if your car was totaled. They wouldn't give you any additional money for the clear bra you had on it. __________________ Current Ride: 2012 Chevrolet Corvette Grand Sport Centennial Edition Carbon Flash 6M Previous Ride: 2009 Nissan 370Z Sport Platinum Graphite 7AT

03-01-2011, 05:24 AM	#5 (permalink)
junior_jam Base Member Join Date: Sep 2009 Location: NC Posts: 93 Drives: 09 370Z Rep Power: 15	I struck a deer head on at 70 MPH and my clear bra prevented my bumper from denting.

03-01-2011, 07:46 AM	#7 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4499	Most insurance will cover it. I know USAA does cover for me. __________________ 2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs

03-01-2011, 08:29 AM	#8 (permalink)
HTP AutoWorks Banned Join Date: Jan 2009 Location: DFW Posts: 124 Drives: G35, Jeep SRT-8 Rep Power: 0	I am an installer and do insurance jobs all of the time. I have yet to see any insurance company not cover it as it is part of the car. I usually bump of the quote a little on the re-install and then give some money back to the owner to help cover the deductable.

03-01-2011, 09:25 AM	#9 (permalink)
spearfish25 A True Z Fanatic Join Date: Mar 2009 Location: Naples, FL Posts: 4,117 Drives: to work Rep Power: 1856	^I love you. __________________ 2013 Cadillac V-Wagon, RIP Z

03-01-2011, 01:07 PM	#11 (permalink)
Dreezy562 Enthusiast Member Join Date: Oct 2010 Location: Long beach, ca Posts: 419 Drives: 40th Rep Power: 14	Give that man rep

03-02-2011, 12:09 AM	#14 (permalink)
zmyride Track Member Join Date: Nov 2009 Location: SF Bay Area Posts: 631 Drives: 10 Black Sports 7AT Rep Power: 16	^ it's very easy to clean around the edge. Use a soft toothbrush and brush gently along the edge, the wax will come off.

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