i got hit-HELP!!

370zproject · 05-12-2010, 01:19 AM

ouch

NYBladeZ · 05-12-2010, 01:14 PM

make a claim with your insurance company asap!

Cunnos · 05-12-2010, 01:18 PM

Quote:

Originally Posted by NYBladeZ

make a claim with your insurance company asap!

Ive already made a claim with my insurance company to go after hers for the damage. My insurance company said i would have to call her company up myself and make the diminished value claim. So i will be doing that today

Modshack · 05-12-2010, 01:40 PM

Quote:

Originally Posted by NYBladeZ

make a claim with your insurance company asap!

No!

Quote:

Originally Posted by Cunnos

Ive already made a claim with my insurance company to go after hers for the damage. My insurance company said i would have to call her company up myself and make the diminished value claim. So i will be doing that today

Her insurance company is responsible for your damages and loss of value. What company is this? My experience was with Allstate and it was relatively painless..

Cunnos · 05-12-2010, 01:43 PM

Quote:

Originally Posted by Modshack

No!

Her insurance company is responsible for your damages and loss of value. What company is this? My experience was with Allstate and it was relatively painless..

Her insurance is Metropolitan Life. I am going to address this today, I have heard so many different ways to approach this, but forget about a lawyer, i will be demanding a claim for loss of value.

wishihadnav · 05-12-2010, 01:15 PM

^^make the claim now..waiting will not help.

semtex · 05-12-2010, 01:27 PM

I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for.

wishihadnav · 05-12-2010, 01:40 PM

Quote:

Originally Posted by semtex

I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for.

^^this!..

wishihadnav · 05-12-2010, 01:46 PM

a lawyer?..typically lawyers will take on BI claims...property damage however may be something that lawyers will not really be interested in...unless its a situation where the PD coverage of the B party has been exhausted..

Modshack · 05-12-2010, 06:27 PM

Quote:

Originally Posted by wishihadnav

a lawyer?..typically lawyers will take on BI claims...property damage however may be something that lawyers will not really be interested in...unless its a situation where the PD coverage of the B party has been exhausted..

Do a google search on "Diminished Value" There is no shortage of slimebags out there willing to take your 40%.for "helping" you with this process..

wishihadnav · 05-12-2010, 07:21 PM

Quote:

Originally Posted by Modshack

Do a google search on "Diminished Value" There is no shortage of slimebags out there willing to take your 40%.for "helping" you with this process..

once again the OP needs to contact his agent or carrier...getting advise from non-proffessionals on a car forum really doesnt make much sense..every state has different laws and every carrier has different policy language..im not licensed in massachusetts so i can not go into great detail about that states ins. laws but rather recite general ISO formats..

wishihadnav · 05-12-2010, 01:49 PM

hmmm Met Life...they more than likely contract out their adjusters as their personal lines book is not their primary focus..

mick · 05-12-2010, 02:37 PM

too bad you can't get compensated for the anguish she has caused you. i mean, instead of enjoying your new car, you have to spend time figuring out how to fix it.

fairlady_Z · 05-12-2010, 02:48 PM

Shamelessly ripped from a different forum

Xan · 05-12-2010, 03:03 PM

Quote:

Originally Posted by fairlady_Z

Shamelessly ripped from a different forum

Not really, semtex made that a couple of pages back:
i got hit-HELP!!

05-12-2010, 01:19 AM	#1 (permalink)
370zproject A True Z Fanatic Join Date: Jul 2009 Location: Memphis Age: 35 Posts: 16,104 Drives: 09 A/T 370z blue Rep Power: 54	ouch __________________ Brake Upgrade Package ate blue, hawk hp ceramic pads, and slotted rotors

05-12-2010, 01:14 PM	#2 (permalink)
NYBladeZ A True Z Fanatic Join Date: Apr 2009 Location: New York Posts: 2,158 Drives: Lotus Exige S Rep Power: 21	make a claim with your insurance company asap! __________________ 2009 Carbon Fiber/Red 370z aka Trish: Sports Package, Meisterschaft full catback, Fast Intentions Longtube Headers, Injen Long Tube Intakes, UpRev Tune: Sold 2008 Lotus Exige S Club Racer aka Bella, always leaves me smiling

05-12-2010, 01:27 PM	#7 (permalink)
semtex A True Z Fanatic Join Date: Jan 2009 Location: Behind enemy lines Age: 54 Posts: 5,995 Drives: People to drink Rep Power: 33	I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for. __________________ "There are no small accidents on this circuit." -- Ayrton Senna 316.8whp & 248 ft/lbs (Dyno Dynamics) \| 319whp & 256 ft/lbs (DynoJet) (04/23/10) Stillen G3 CAI, CBE, Pulley / F.I. LTH / GTSpec Ladder Brace / Setrab Oil Cooler / UpRev-tuned by Forged Perf.

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05-12-2010, 01:15 PM	#6 (permalink)
wishihadnav A True Z Fanatic Join Date: Nov 2009 Location: 90090 Posts: 1,851 Drives: Force Fed Nismo Rep Power: 184	^^make the claim now..waiting will not help.

05-12-2010, 01:46 PM	#9 (permalink)
wishihadnav A True Z Fanatic Join Date: Nov 2009 Location: 90090 Posts: 1,851 Drives: Force Fed Nismo Rep Power: 184	a lawyer?..typically lawyers will take on BI claims...property damage however may be something that lawyers will not really be interested in...unless its a situation where the PD coverage of the B party has been exhausted..

05-12-2010, 01:49 PM	#12 (permalink)
wishihadnav A True Z Fanatic Join Date: Nov 2009 Location: 90090 Posts: 1,851 Drives: Force Fed Nismo Rep Power: 184	hmmm Met Life...they more than likely contract out their adjusters as their personal lines book is not their primary focus..

05-12-2010, 02:37 PM	#13 (permalink)
mick Track Member Join Date: Jan 2010 Location: California Posts: 903 Drives: Used to drive a 370z Rep Power: 17	too bad you can't get compensated for the anguish she has caused you. i mean, instead of enjoying your new car, you have to spend time figuring out how to fix it.