i got hit-HELP!!

DjSquall · 05-12-2010, 10:45 AM

Quote:

Originally Posted by Jesse_Hunter

COLT 45! Damn, I knew I forgot something when I was at Piggly Wiggly.

Yep, you forgot the 2 Zig Zags.

Zsteve · 05-12-2010, 10:47 AM

Quote:

Originally Posted by DjSquall

Yep, you forgot the 2 Zig Zags.

they use blunts now, zig zag to small.

Modshack · 05-12-2010, 11:17 AM

Quote:

Originally Posted by Rick051074

Be careful going through your own insurance as you may lose the ability to claim diminished value. Its usually in your policy that they won't pay it. However since you have no agreement with her insurance, you have a better shot of getting them to pay it.

Only 2 states allow diminished value payments through your Ins. co when the other won't cooperate. Don't count on this.

Quote:

Originally Posted by Cunnos

ALSO, i will be hiring a LAWYER to review whether or not to sue her for diminished value or loss of value.

Do not hire a lawyer unless you want to piss away 30-40% of the diminished value award. There are tons of these guys on the internet trolling for business. File a formal claim with the Guilty parties Ins. co. Good companies have dedicated reps that handle this stuff.

BTW, I think you made a big mistake not calling the police...It's now your word against hers, despite the pics. Been there, done that. Allstate, the company that represented the girl that hit the guy behind me who then hit me was a little pissy about "Fault" until they found out there was a Video of the accident that the Police had viewed. Hopefully it all works out..

DjSquall · 05-12-2010, 11:19 AM

Quote:

Originally Posted by Zsteve

they use blunts now, zig zag to small.

That's why we use a minimum of 2.

Zsteve · 05-12-2010, 11:22 AM

Quote:

Originally Posted by DjSquall

That's why we use a minimum of 2.

my next DD:

DjSquall · 05-12-2010, 12:37 PM

Quote:

Originally Posted by Zsteve

my next DD:

Serious business! Forget 1/4 mile, this is the mile high club now!

Cunnos · 05-12-2010, 01:04 PM

Quote:

Originally Posted by Modshack

Only 2 states allow diminished value payments through your Ins. co when the other won't cooperate. Don't count on this.

Do not hire a lawyer unless you want to piss away 30-40% of the diminished value award. There are tons of these guys on the internet trolling for business. File a formal claim with the Guilty parties Ins. co. Good companies have dedicated reps that handle this stuff.

BTW, I think you made a big mistake not calling the police...It's now your word against hers, despite the pics. Been there, done that. Allstate, the company that represented the girl that hit the guy behind me who then hit me was a little pissy about "Fault" until they found out there was a Video of the accident that the Police had viewed. Hopefully it all works out..

Hey, thanks for responding. I have a witness who saw her backing into the side of me, so i am hoping this can resolve any issues. I also did file a police report. Another question I had, was whether it was worth it. I went to the appraiser yesterday and he is suggesting the side door to be painted, the rear panel to be buffed from dents and painted, a brand new bumper, and also a new tire/rim in the driver rear side. He said most people that make a claim for loss of value have a car with major damage, so im not sure if I should take his word.

I think at the very least I will make a claim with her insurance company. Do i make the claim now or after the work is done on the car?

NYBladeZ · 05-12-2010, 01:14 PM

make a claim with your insurance company asap!

wishihadnav · 05-12-2010, 01:15 PM

^^make the claim now..waiting will not help.

Cunnos · 05-12-2010, 01:18 PM

Quote:

Originally Posted by NYBladeZ

make a claim with your insurance company asap!

Ive already made a claim with my insurance company to go after hers for the damage. My insurance company said i would have to call her company up myself and make the diminished value claim. So i will be doing that today

semtex · 05-12-2010, 01:27 PM

I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for.

Modshack · 05-12-2010, 01:40 PM

Quote:

Originally Posted by NYBladeZ

make a claim with your insurance company asap!

No!

Quote:

Originally Posted by Cunnos

Ive already made a claim with my insurance company to go after hers for the damage. My insurance company said i would have to call her company up myself and make the diminished value claim. So i will be doing that today

Her insurance company is responsible for your damages and loss of value. What company is this? My experience was with Allstate and it was relatively painless..

wishihadnav · 05-12-2010, 01:40 PM

Quote:

Originally Posted by semtex

I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for.

^^this!..

Cunnos · 05-12-2010, 01:43 PM

Quote:

Originally Posted by Modshack

No!

Her insurance company is responsible for your damages and loss of value. What company is this? My experience was with Allstate and it was relatively painless..

Her insurance is Metropolitan Life. I am going to address this today, I have heard so many different ways to approach this, but forget about a lawyer, i will be demanding a claim for loss of value.

wishihadnav · 05-12-2010, 01:46 PM

a lawyer?..typically lawyers will take on BI claims...property damage however may be something that lawyers will not really be interested in...unless its a situation where the PD coverage of the B party has been exhausted..

05-12-2010, 01:14 PM	#173 (permalink)
NYBladeZ A True Z Fanatic Join Date: Apr 2009 Location: New York Posts: 2,158 Drives: Lotus Exige S Rep Power: 20	make a claim with your insurance company asap! __________________ 2009 Carbon Fiber/Red 370z aka Trish: Sports Package, Meisterschaft full catback, Fast Intentions Longtube Headers, Injen Long Tube Intakes, UpRev Tune: Sold 2008 Lotus Exige S Club Racer aka Bella, always leaves me smiling

05-12-2010, 01:27 PM	#176 (permalink)
semtex A True Z Fanatic Join Date: Jan 2009 Location: Behind enemy lines Age: 53 Posts: 5,995 Drives: People to drink Rep Power: 32	I would definitely go after DV. The fact of the matter is this. Years from now, when you decide you want to sell your car or trade it in, it is going to show up on a CarFax report that this damage happened. No matter how good the repair is, the fact that the damage is on a report will automatically lower your car's value. That's just the way it is. And this is what DV is meant to address / compensate you for. __________________ "There are no small accidents on this circuit." -- Ayrton Senna 316.8whp & 248 ft/lbs (Dyno Dynamics) \| 319whp & 256 ft/lbs (DynoJet) (04/23/10) Stillen G3 CAI, CBE, Pulley / F.I. LTH / GTSpec Ladder Brace / Setrab Oil Cooler / UpRev-tuned by Forged Perf.

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05-12-2010, 01:15 PM	#174 (permalink)
wishihadnav A True Z Fanatic Join Date: Nov 2009 Location: 90090 Posts: 1,851 Drives: Force Fed Nismo Rep Power: 183	^^make the claim now..waiting will not help.

05-12-2010, 01:46 PM	#180 (permalink)
wishihadnav A True Z Fanatic Join Date: Nov 2009 Location: 90090 Posts: 1,851 Drives: Force Fed Nismo Rep Power: 183	a lawyer?..typically lawyers will take on BI claims...property damage however may be something that lawyers will not really be interested in...unless its a situation where the PD coverage of the B party has been exhausted..