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closing credit cards in the states is bad for you. They rate you based on the percentage of balance owed to credit limits, so if you owe 1000 on a

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Best ways to save money $

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06-17-2016, 08:01 PM	#1 (permalink)
Mike The370Z.com Sponsor Join Date: Jun 2009 Location: Loganville, GA Posts: 5,944 Drives: 370z Rep Power: 2187	closing credit cards in the states is bad for you. They rate you based on the percentage of balance owed to credit limits, so if you owe 1000 on a 2000 limit card and 0 on another 2000 limit card, they look at it as only a 25% utilization, which will yield a higher credit score than a 50% utilization. Chuck33079 likes this. __________________ NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z Porsche: 93 968 / 23 Macan GTS / 93 968

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