03-12-2015, 12:10 AM
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#21 (permalink)
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Base Member
Join Date: Aug 2014
Location: Upland, CA
Posts: 43
Drives: 14 370Z TourS MB 6MT
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Quote:
Originally Posted by PhantaPhanta
Ya i called my insurance they said deductible $500, they are sending someone out to estimate the damage. I heard its possible to after getting the estimate, take the full amount - deductible as cash/check. Is that true?
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I had to read that a few times to get that (- = minus) haha. Yes if you are just going for an inspection you usually just get issued a check with the deductible factored out of the total. If they are going to send you to a shop they will pay the shop to complete the work.
So if it's a payout you're looking for then they can cut you that check but keep in mind most estimates are superficial and they only look at the surface for a guesstimate, if there are any underlying damages and you're repairing yourself then you aren't going to be able to submit for a supplement to get any additional needed funds to repair. So keep that in mind as well.
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