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Originally Posted by Isamu remote tuning I'll stick with Uprev even if you increase the term of the loan, and drop your payment, if you continue to make the same
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![]() I guess I was speaking more about home loans. Auto loans are so much shorter and don't have the same impact. Regardless, if you increase the loan, you better do some calculations to make sure of the numbers. It's not uncommon for your refi to wind up with almost identical total payment over the life of the loan. However, this isn't necessarily bad if you need some temporary relief in your payments, and are willing to accept a longer loan term in exchange.
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