The New “What did you do with your Z today” (with off topic replies)

vtec to vvel · 08-16-2023, 04:06 PM

https://www.cnn.com/2023/08/16/econo...ing/index.html

"Fed officials fretted US inflation might not cool further unless economy slows down."

Not sure how they even remotely think inflation is cooling, as I am paying more and more each month for basic necessities.

Not sure how they think they can control inflation, when Jerome Powell himself admitted "we now understand how little we understand about inflation" in 06/2022.

vtec to vvel · 08-16-2023, 05:35 PM

Trying to adjust to this salary-pay concept. My brain keeps telling me that I have to keep working and doing money-making activities, but then logic kicks in and tells me I get paid the same whether how much or little I work.

Just for sh!ts and giggles, I decided to text my phone number's neighbors (same number with the exception of the last digit being 1 up and 1 down). One person responded positively and carried out a full convo, while the other seemed to have blocked me....@$$hole.

blackcherry20 · 08-16-2023, 08:26 PM

Quote:

Originally Posted by vtec to vvel

Trying to adjust to this salary-pay concept. My brain keeps telling me that I have to keep working and doing money-making activities, but then logic kicks in and tells me I get paid the same whether how much or little I work.

Just for sh!ts and giggles, I decided to text my phone number's neighbors (same number with the exception of the last digit being 1 up and 1 down). One person responded positively and carried out a full convo, while the other seemed to have blocked me....@$$hole.

What?

Why? Lol

vtec to vvel · 08-16-2023, 09:37 PM

Quote:

Originally Posted by blackcherry20

What?

Why? Lol

Because in my previous job, I was 100% commission. The smarter I work, the bigger my paycheck. It had its perks, but it kept me on my toes. Each mortgage contract was typically no more than a 30-day close and during that timeframe, I was constantly battling to ensure the deal made it to the finish line.

Going to a salary position and in a different field, it's a significant paycut, but def. a slower pace, no pressure, and I work a set amount of hours. No need to drink 8 Red Bull's (sugar free) a day and I feel like I have a life.

For some odd reason, I do miss the grind.

blackcherry20 · 08-17-2023, 05:36 AM

Quote:

Originally Posted by vtec to vvel

Because in my previous job, I was 100% commission. The smarter I work, the bigger my paycheck. It had its perks, but it kept me on my toes. Each mortgage contract was typically no more than a 30-day close and during that timeframe, I was constantly battling to ensure the deal made it to the finish line.

Going to a salary position and in a different field, it's a significant paycut, but def. a slower pace, no pressure, and I work a set amount of hours. No need to drink 8 Red Bull's (sugar free) a day and I feel like I have a life.

For some odd reason, I do miss the grind.

Lol. Sorry -the why was for calling your phone number neighbors. Thought that was funny.

eastwest2300 · 08-17-2023, 05:48 AM

Quote:

Originally Posted by blackcherry20

Lol. Sorry -the why was for calling your phone number neighbors. Thought that was funny.

hola senora cherries

buenas dias

vtec to vvel · 08-17-2023, 05:54 PM

Quote:

Originally Posted by blackcherry20

Lol. Sorry -the why was for calling your phone number neighbors. Thought that was funny.

Since I have all this free time at work, I get bored. For some reason, some of my best ideas come when I get bored and my mind wanders. I figured someone has to have my number + and - 1 digit, and I also figured they would get a kick out of it if they saw an almost identical number. The other person I thought blocked me replied back with "lol".

I'm thinking my next step should be to call them.

vtec to vvel · 08-16-2023, 05:38 PM

https://www.cnn.com/2023/08/16/homes...uly/index.html

"US home builders ramped up construction in July, beating expectations."

Great! We are about 15 years behind on building, so 179 more months like these to go to catch up

vtec to vvel · 08-16-2023, 05:45 PM

https://www.cnn.com/2023/08/16/homes...and/index.html

"Homeowners are tapping into their home equity to get cash."

I've always been a fan of cash-out refinances, BUT, doing it under the right circumstances and not falling for the temptation of falling further into debt.

Generally, it should make financial sense to borrow against your home equity to pay off other super high interest debts, thereby decreasing your monthly outgoing liabilities, BUT, don't pay them off only to use them again and rack up the debt that was paid off by the cash-out refi.

blackcherry20 · 08-17-2023, 07:35 AM

O
M
G

This slow a$$ database is killing me.

Morning

danegrey · 08-17-2023, 08:37 AM

Quote:

Originally Posted by blackcherry20

O
M
G

This slow a$$ database is killing me.

Morning

you expect too much from modern tech...

danegrey · 08-17-2023, 08:37 AM

happy mid-morning all
enjoy the day
cheers

eastwest2300 · 08-17-2023, 08:45 AM

Quote:

Originally Posted by danegrey

happy mid-morning all
enjoy the day
cheers

Today is going to be a good day..

Spoiler · 08-17-2023, 07:59 PM

Alive and well here in The Villages, FL

Was at a donut shop to buy a few, and I saw this sticker on some old dudes car…

I know there are some donut lovers here, so I thought I would share…

eastwest2300 · 08-17-2023, 08:06 PM

Quote:

Originally Posted by Spoiler

Alive and well here in The Villages, FL

Was at a donut shop to buy a few, and I saw this sticker on some old dudes car…

I know there are some donut lovers here, so I thought I would share…

man, its good to see you brother.. how are you and your family?

08-16-2023, 04:06 PM	#1 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,967 Drives: 13 Z Rep Power: 502910	https://www.cnn.com/2023/08/16/econo...ing/index.html "Fed officials fretted US inflation might not cool further unless economy slows down." Not sure how they even remotely think inflation is cooling, as I am paying more and more each month for basic necessities. Not sure how they think they can control inflation, when Jerome Powell himself admitted "we now understand how little we understand about inflation" in 06/2022. __________________ Don't like what I post? Too bad. I really don't give a sh!t

08-16-2023, 05:35 PM	#2 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,967 Drives: 13 Z Rep Power: 502910	Trying to adjust to this salary-pay concept. My brain keeps telling me that I have to keep working and doing money-making activities, but then logic kicks in and tells me I get paid the same whether how much or little I work. Just for sh!ts and giggles, I decided to text my phone number's neighbors (same number with the exception of the last digit being 1 up and 1 down). One person responded positively and carried out a full convo, while the other seemed to have blocked me....@$$hole. __________________ Don't like what I post? Too bad. I really don't give a sh!t

08-16-2023, 05:38 PM	#8 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,967 Drives: 13 Z Rep Power: 502910	https://www.cnn.com/2023/08/16/homes...uly/index.html "US home builders ramped up construction in July, beating expectations." Great! We are about 15 years behind on building, so 179 more months like these to go to catch up __________________ Don't like what I post? Too bad. I really don't give a sh!t

08-16-2023, 05:45 PM	#9 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,967 Drives: 13 Z Rep Power: 502910	https://www.cnn.com/2023/08/16/homes...and/index.html "Homeowners are tapping into their home equity to get cash." I've always been a fan of cash-out refinances, BUT, doing it under the right circumstances and not falling for the temptation of falling further into debt. Generally, it should make financial sense to borrow against your home equity to pay off other super high interest debts, thereby decreasing your monthly outgoing liabilities, BUT, don't pay them off only to use them again and rack up the debt that was paid off by the cash-out refi. __________________ Don't like what I post? Too bad. I really don't give a sh!t

08-17-2023, 08:37 AM	#12 (permalink)
danegrey A True Z Fanatic Join Date: Oct 2011 Location: Knoxville Age: 72 Posts: 3,195 Drives: 12 370Z BK Cherry M6 Rep Power: 649540	happy mid-morning all enjoy the day cheers __________________ Lots of Changes the Z needs to be driven and driven hard for the car lives for it

08-17-2023, 07:35 AM	#10 (permalink)
blackcherry20 A True Z Fanatic Join Date: May 2012 Location: Southern Ohio Posts: 22,749 Drives: ‘17 badazz Z51 Rep Power: 240459	O M G This slow a$$ database is killing me. Morning

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