Hit a Forest Rat last night

vtec to vvel

Mz Daizy, what ever you decide bro, just think it through.

It's not exactly the best time right now to be taking on additional debt. Feds raised rates 6 times this year, with 4 of them being 75 bps raises, and probably another raise in 12/2022 with more expected to come in 2023 to fight inflation. Feds are trying to discourage borrowed spending and lessening the money supply in the economy through quantitative tightening, so if a buyer does qualify for a car loan, they will be qualified at a lesser amount with a higher rate (more of your monthly payment will go towards interest rather than principal).