Leaning towards a 370Z over an M3

grahfz · 08-06-2009, 01:45 PM

lol, reminds me of when I'd loan the bmw out to friends for dates.

Bobba Booey · 08-06-2009, 01:52 PM

Deferred gratification - Wikipedia, the free encyclopedia

My generation just doesn't have a good grasp of this concept.

TacoZ · 08-06-2009, 01:55 PM

^^ I suffer from poor impulse control....

INSURANCE101 · 08-06-2009, 01:57 PM

Quote:

Originally Posted by edeeZee

Live it up! Today could be your day or years down the road--your death.
Hell, why only a M3 or 370? These cars are peanuts. How bout a 997 turbo? You're a recent college grad, you must make lots of money at your first job?

Who cares about this precarious economy? I bet your expertise in whatever job you acquired is so rare that nearly no one can replace you; you're like a brain-surgeon, your services are in high demand and your pay is commensurate to your talent.

Additionally, why not move into a posh place that costs $3,000+ month? You deserve it buddy!

I LIKE THE POSITIVE VIBE IN THIS GUY. KEEP IT UP

INSURANCE101 · 08-06-2009, 02:02 PM

Quote:

Originally Posted by Johnnyquad17

I would get the Z you don't want to be driving a 70k car and living at home. The women see you in a BMW and they think you have some coin and then you just live at home.

RIGHT... thats why i rather get a sick car like the z, it shows you got some coin but not shoving it in peoples faces like a 21 year old driving a 997 to his parents country club would...

Bobba Booey · 08-06-2009, 02:06 PM

I don't know why but this thread reminded me of an article I saw. Maybe it's the in reference to the new bimmer and living with the parents.

Dallas News - $30,000 Millionaires: Douchebags in the Mist - page 1

INSURANCE101 · 08-06-2009, 02:16 PM

Quote:

Originally Posted by shabarivas

Honestly - if i had to pick from:
1. Drive a 30k car and live on my own
2. Drive a 100k car and live w/ the folks

I would pick the 100k car... whatever - bite the bullet and live at home for a year or so... but then again my folks are pretty cool... I mean ... what .. a hottie who you wanna fling w/ thinks your car is hot... take her to a hotel and spend the occasional or not so occasional 100 bucks for a room... she will be more impressed..

and then this guy understands us 21 year olds who lack deffered gratfication, and just tops it all off with the way we DO IT.

INSURANCE101 · 08-06-2009, 02:21 PM

lol awesome article.

the_student · 08-06-2009, 02:39 PM

Haha...I got myself a woman already so I dont have to impress anyone. I wouldn't be ashamed to tell people I live at home anyway since it will be mine and my family's home collectively. I think I will be getting the Z so that I can build up credit like what grahfz said and also so I can actually save money for mods and maintenance...and do other miscellaneous things.

the_student · 08-06-2009, 04:16 PM

I'm 24 going on 25 next month. I will be making almost twice as much than my parents combined, which will be helpful to my family. They have been counting on me. I come from humble beginnings. I have been sacrificing not having a car and taking public transportation to get to school, asking friends for rides to places recently since one of my parent's cars went out of commission last year.

I don't have any nice clothes, jewelry, not even a bunch of video game systems either. I have been blessed by getting an education and a degree where I can be able to help people. In turn, I will be compensated well for the job that I will do and be able to help my family as well.

Like I said, I am not in it to be flashy or pretend like I am rich and spend money just because I have it. A car is the only thing I will really be spending my extra money on. I know what is ahead of me and a driving is one thing besides playing sports that help keep me unstressed.

shabarivas · 08-06-2009, 04:23 PM

^ if thats the case - you should get a used Z... w/ < 4k miles on it... thats my humble opinion... If i lived @ home and saved the 900 bucks a month I spend on rent... Man I would be driving a GTR for sure...

Bobba Booey · 08-06-2009, 04:47 PM

Student, I wasn't attacking you with those links but if you take a moment to be honest with yourself, a brand new Z or a new M3 is not the wisest decision. You will be making good money as an RN, so why not get a more practical car and use the extra money to help your parents out. Save up for awhile, then when you have nice down payment get the car that you really want. You might even have enough to pay in full.

I know delayed gratification is tough, especially in this day of instant gratification. I'm going to to go put this up on twitter now. Later.

the_student · 08-06-2009, 05:02 PM

Thanks, I understand...I just really want a car since I've been waiting so long. I guess a few more months of driving a beater will make it even worth getting a better car. Something to think about.

grahfz · 08-06-2009, 05:15 PM

Quote:

Originally Posted by the_student

Haha...I got myself a woman already so I dont have to impress anyone. I wouldn't be ashamed to tell people I live at home anyway since it will be mine and my family's home collectively. I think I will be getting the Z so that I can build up credit like what grahfz said and also so I can actually save money for mods and maintenance...and do other miscellaneous things.

Thanks...

but, like the other posters here.. I meant LESS car. Not as in '370z less', like 15-25000$ range.

I've made more than both my parents since my first job at 18. It's been 9 years since, and I'm making more than double that.
And I've made some bad decisions. If I could do it over again, I'd be driving a GT2 right now. Everybody probably would.

What you should do, is get a reasonable payment for now, and put the difference into a mutual fund or something similar. ARTMX is what I'm holding. You need 1000$ to buy in.
I bought 11 shares of apple stock two(?) months ago for 1514.92, as of today (and it's been falling the last few days) it's worth 1803. 300$ in 2-3 months on 1500$ isn't bad. I could make a LOT more by daytrading and taking risks, but I'm ok with modest gains with minor risk.

When you're solid in your job and income, trade it in on a 370z/m3 and pay off the upsidedown loan. I'd recommend a 36 month on your first car, if you can afford it. You'll be out of upsidedown loan territory reasonably fast.

the_student · 08-06-2009, 05:46 PM

That is some good advice you got there. It's hard to hold back when you are just so close to what you want, though. I've been waiting for a long time it seems but I guess that I probably should wait a little longer. I know that I will be able to afford the payments for a car like a 370Z or even an M but I guess having income to back up the car and my other expenses is important as well, which I don't have at the moment. Ahhhhhhh...it's a little frustrating that I might still have to settle for something else that I want again. We'll see what happens.

08-06-2009, 02:39 PM	#24 (permalink)
the_student Track Member Join Date: Jun 2009 Location: bay area Posts: 522 Drives: '13 LE 4runner Rep Power: 16	Haha...I got myself a woman already so I dont have to impress anyone. I wouldn't be ashamed to tell people I live at home anyway since it will be mine and my family's home collectively. I think I will be getting the Z so that I can build up credit like what grahfz said and also so I can actually save money for mods and maintenance...and do other miscellaneous things. Last edited by the_student; 08-06-2009 at 04:22 PM.

08-06-2009, 04:16 PM	#25 (permalink)
the_student Track Member Join Date: Jun 2009 Location: bay area Posts: 522 Drives: '13 LE 4runner Rep Power: 16	I'm 24 going on 25 next month. I will be making almost twice as much than my parents combined, which will be helpful to my family. They have been counting on me. I come from humble beginnings. I have been sacrificing not having a car and taking public transportation to get to school, asking friends for rides to places recently since one of my parent's cars went out of commission last year. I don't have any nice clothes, jewelry, not even a bunch of video game systems either. I have been blessed by getting an education and a degree where I can be able to help people. In turn, I will be compensated well for the job that I will do and be able to help my family as well. Like I said, I am not in it to be flashy or pretend like I am rich and spend money just because I have it. A car is the only thing I will really be spending my extra money on. I know what is ahead of me and a driving is one thing besides playing sports that help keep me unstressed. Last edited by the_student; 08-06-2009 at 04:24 PM.

08-06-2009, 01:45 PM	#16 (permalink)
grahfz Base Member Join Date: May 2009 Location: atlanta Posts: 93 Drives: Touring/6/nav/sport Rep Power: 15	lol, reminds me of when I'd loan the bmw out to friends for dates.

08-06-2009, 01:52 PM	#17 (permalink)
Bobba Booey Base Member Join Date: Jan 2009 Location: Sirius Posts: 51 Drives: Z33 Rep Power: 16	Deferred gratification - Wikipedia, the free encyclopedia My generation just doesn't have a good grasp of this concept.

08-06-2009, 01:55 PM	#18 (permalink)
TacoZ Enthusiast Member Join Date: Dec 2008 Location: Southern California Posts: 319 Drives: 09 370Z PW M6 Rep Power: 16	^^ I suffer from poor impulse control....

08-06-2009, 02:06 PM	#21 (permalink)
Bobba Booey Base Member Join Date: Jan 2009 Location: Sirius Posts: 51 Drives: Z33 Rep Power: 16	I don't know why but this thread reminded me of an article I saw. Maybe it's the in reference to the new bimmer and living with the parents. Dallas News - $30,000 Millionaires: Douchebags in the Mist - page 1

08-06-2009, 02:21 PM	#23 (permalink)
INSURANCE101 Base Member Join Date: Jun 2009 Location: palm beach, FL Posts: 182 Drives: susp. dl untill sept Rep Power: 15	lol awesome article.

08-06-2009, 04:23 PM	#26 (permalink)
shabarivas A True Z Fanatic Join Date: Apr 2009 Location: Sacramento, CA Posts: 2,188 Drives: 370z MB 6mt Rep Power: 914	^ if thats the case - you should get a used Z... w/ < 4k miles on it... thats my humble opinion... If i lived @ home and saved the 900 bucks a month I spend on rent... Man I would be driving a GTR for sure...

08-06-2009, 04:47 PM	#27 (permalink)
Bobba Booey Base Member Join Date: Jan 2009 Location: Sirius Posts: 51 Drives: Z33 Rep Power: 16	Student, I wasn't attacking you with those links but if you take a moment to be honest with yourself, a brand new Z or a new M3 is not the wisest decision. You will be making good money as an RN, so why not get a more practical car and use the extra money to help your parents out. Save up for awhile, then when you have nice down payment get the car that you really want. You might even have enough to pay in full. I know delayed gratification is tough, especially in this day of instant gratification. I'm going to to go put this up on twitter now. Later.

08-06-2009, 05:02 PM	#28 (permalink)
the_student Track Member Join Date: Jun 2009 Location: bay area Posts: 522 Drives: '13 LE 4runner Rep Power: 16	Thanks, I understand...I just really want a car since I've been waiting so long. I guess a few more months of driving a beater will make it even worth getting a better car. Something to think about.

08-06-2009, 05:46 PM	#30 (permalink)
the_student Track Member Join Date: Jun 2009 Location: bay area Posts: 522 Drives: '13 LE 4runner Rep Power: 16	That is some good advice you got there. It's hard to hold back when you are just so close to what you want, though. I've been waiting for a long time it seems but I guess that I probably should wait a little longer. I know that I will be able to afford the payments for a car like a 370Z or even an M but I guess having income to back up the car and my other expenses is important as well, which I don't have at the moment. Ahhhhhhh...it's a little frustrating that I might still have to settle for something else that I want again. We'll see what happens.