is it possible to ask the forum members about ACA without being political???

[cossie1600]

He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.

[Chuck33079]

Originally Posted by cossie1600

He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.

I don't know, I'm getting a strong "Fox news tells me everything I need to know, and Jebus makes my laws" vibe here.

[andre12031948]

Originally Posted by Chuck33079

I don't know, I'm getting a strong "Fox news tells me everything I need to know, and Jebus makes my laws" vibe here.

I think I might have many here who have the same questions/concerns that I have.

After some research & calls to my friends at NSA I heard that many low earners & no earners who try to get free XXXXXXX care are diverted/told to go to Medicaid.

It seems that having more people applying for free XXXXXX care than signing on to pay, would not be a good thing.

I thought Medicaid was for people that contribute????

Medicaid or Medicare, who cares, they are going to go bankrupt anyway.

CHUCK don't you pay taxes???

[Chuck33079]

Originally Posted by andre12031948

I think I might have many here who have the same questions/concerns that I have.

After some research & calls to my friends at NSA I heard that many low earners & no earners who try to get free XXXXXXX care are diverted/told to go to Medicaid.

It seems that having more people applying for free XXXXXX care than signing on to pay, would not be a good thing.

I thought Medicaid was for people that contribute????

Medicaid or Medicare, who cares, they are going to go bankrupt anyway.

CHUCK don't you pay taxes???

Full facepalm here. Who's getting anything for free under the ACA? Nothing is free. Medicaid has always been where people with little income go. Nothing new.

[andre12031948]

Originally Posted by Chuck33079

Full facepalm here. Who's getting anything for free under the ACA? Nothing is free. Medicaid has always been where people with little income go. Nothing new.

Then why all the past speeches about XXXXXXcare passing so tens of millions of people that can't afford/don't have medical insurance can be covered. Wasn't that the whole point of all this?????

[cossie1600]

See what I mean, now it is attacking the poors, leetchers and accuse people for not paying taxes. All coming from someone who has no health insurance

[andre12031948]

Originally Posted by cossie1600

See what I mean, now it is attacking the poors, leetchers and accuse people for not paying taxes. All coming from someone who has no health insurance

I don't think that's what I did or am doing^^^^^

How & where our tax money is spend is as important as what tires are good & how much they cost.

Do you just follow??? Do what you're told????? Don't you think???

[Cmike2780]

Originally Posted by andre12031948

I don't think that's what I did or am doing^^^^^

How & where our tax money is spend is as important as what tires are good & how much they cost.

Do you just follow??? Do what you're told????? Don't you think???

I wouldn't preach about people just "following" when it's pretty clear you're just following what the news pundits say.

[andre12031948]

Originally Posted by Cmike2780

I wouldn't preach about people just "following" when it's pretty clear you're just following what the news pundits say.

I watch Morning Joe on MSNBC. I think I really know a lot about the world & life. I lived on 4 different continents & I speak more than just English I also have a honorable discharge from the U.S. Navy & go to a VA hospital for psycho help I ain't no dummy Spelling ?????

[andre12031948]

I'm off topic. Sorry! After you read it, I'll delete it!!!

[birdmanx1]

[andre12031948]

Originally Posted by birdmanx1

Add a little grey & that could be me

There are some people that actually met me in person. Was I that bad? crazy?

[ElVee]

Originally Posted by birdmanx1

...

[blackcherry20]

A Q&A our company posted on the intranet.
I particularly like the last bullet under this heading: You may be exempt from the penalty for not maintaining acceptable health insurance coverage if you


Where Can I Obtain Coverage?


You have four options to obtain healthcare coverage:


• Employer Health Plan

• Spouse’s Employer Health Plan, if applicable

• Medicaid, CHIP, or another government sponsored plan

• The “Marketplace” (also known as the “Exchange”)



What is the Penalty if I Do Not Obtain Coverage?


The penalty for not obtaining acceptable health insurance coverage will be phased in over a three-year period. The amount of the penalty is the greater of two amounts—the flat dollar amount and a percentage of income.


• In 2014: the penalty is the greater of $95 per person or up to 1 percent

of income;

• In 2015: the penalty is the greater of $325 per person or up to 2 percent

of income;

• In 2016: the penalty is the greater of $695 per person or up to 2.5 percent

of income.


“Income” is defined as the taxpayer’s household income minus exemptions and standard deductions.


The penalty for children is ½ the amount of an adult.


Calculating the Penalty for Married Couple and Two Children – Example:


Sue and Bob are married and have two children, ages 3 and 6. They are applicable individuals (i.e., no exception applies), and they do not have health insurance for the 2014 tax year. Their combined household income (after exemptions and standard deductions) is $65,000. Their penalty under the flat dollar amount method would be $285 ($95 for Sue, $95 for Bob, and $47.50 for each child). Their penalty under the percentage of income method would be $650 ($65,000 × 1%). The penalty for Sue and Bob for 2014 is $650 (i.e., the greater of the flat dollar method and percentage of income method).



Who is Exempt?


Who is exempt from the individual mandate?


You may be exempt from the penalty for not maintaining acceptable health insurance coverage if you:


• Cannot afford coverage (that is, a required contribution for coverage

would cost more than 8 percent of your household income)

• Have income below the federal income tax filing threshold

• Are a member of certain Indian tribes

• Are given a hardship exemption by the Department of Health and Human

Services (HHS); you must file for and receive a hardship exemption

• Experience a gap in coverage for less than a continuous three-month

period (may only be used once per year)

• Qualify as a religious conscience objector

• Are a member of a health care sharing ministry

• Are incarcerated

• Are not a citizen, national or lawfully present in the United States


Financial Assistance



Is there financial assistance for obtaining coverage? Beginning in 2014, federal subsidies will be available to low-income individuals who obtain coverage through the Marketplace.



You may be eligible for a subsidy (tax credit) through the Marketplace if you:



• Generally have household income for the year between 138 percent and

400 percent of the federal poverty line (FPL) for the taxpayer’s family size

• May not be claimed as a tax dependent of another taxpayer

• File a joint return, if married

• Enroll in one or more qualified health plans through an Exchange

• Cannot be eligible for minimum essential coverage (such as coverage

under a government-sponsored program or an eligible employer-

sponsored plan)



Important…I

You are not eligible for a governmental subsidy if your employer provides a plan that meets “minimum value” and is determined to be “affordable” under the Affordable Care Act. Your employer will advise you through a Notice issued on or before Oct. 1 if your employer health plan meets these criteria.

[Chuck33079]

The exchange is already up and running, and many states administer their own exchange. Adding one more penalty to the list of things the IRS can hit you for is hardly the end of the world. Take off the tinfoil hat.