is it possible to ask the forum members about ACA without being political???

zguynate · 10-03-2013, 10:44 AM

Quote:

Originally Posted by Chuck33079

Individuals who aren't offered insurance through their employer can purchase their own plan on the open marketplace, or pay a $95 tax penalty.

The tax penalty is $95 or 1% of your annual income, which ever is higher. Thats for the first year. It ends up going to $695 or 2.5% of your income in 2016 when the act is fully phased in.

So the first year, if you make 50k a year, your penalty will be $500. Afterwards it will be $1250.

Moral of the story, get some insurance so you money is at least benefiting you lol.

Chuck33079 · 10-03-2013, 10:48 AM

Quote:

Originally Posted by dragonbreath

Moral of the story, get some insurance so you money is at least benefiting you lol.

I'm just trying to figure out if I know anyone without insurance these days. Even the few I know that don't get it through work get it through their spouse's employer.

And if you're making $50k/yr and don't have health insurance, WTF is up with your priorities?

SouthArk370Z · 10-03-2013, 10:48 AM

Quote:

Originally Posted by Chuck33079

That's true, but a lot of people seem to be running around with the idea Obama came up with it all on his own.

meh Socialized/universal health care is nothing new. Been around since long before Romney. If ppl want to believe it's Obama's idea, let 'em.

Chuck33079 · 10-03-2013, 10:50 AM

Quote:

Originally Posted by SouthArk370Z

meh Socialized/universal health care is nothing new. Been around since long before Romney. If ppl want to believe it's Obama's idea, let 'em.

If he really wanted socialized health care, it would be single payer. This is a gimme to insurance companies and big pharma.

zguynate · 10-03-2013, 10:50 AM

Quote:

Originally Posted by Chuck33079

I'm just trying to figure out if I know anyone without insurance these days. Even the few I know that don't get it through work get it through their spouse's employer.

And if you're making $50k/yr and don't have health insurance, WTF is up with your priorities?

Agreed lol. I was talking with some of my co-workers last night about this. If you are making 50k a year, there is a really good chance your employer already has a health care plan for you.

Chuck33079 · 10-03-2013, 10:54 AM

Quote:

Originally Posted by dragonbreath

Agreed lol. I was talking with some of my co-workers last night about this. If you are making 50k a year, there is a really good chance your employer already has a health care plan for you.

Exactly. The people that will be paying the penalty are the "McJob 4 lyfe" types.

andre12031948 · 10-03-2013, 10:56 AM

What's the difference if we bought & paid for private care ourselves last year & today making payments to Obamacare????

Besides not having the govt. involved/getting bigger, & having the problems enrolling on line. Oh, also having a $500 deductible instead of a $5,000 deductible. AGAIN, I'm failing in understanding this whole thing.

Just remembered(honest) Now we'll pay more for others that don't work to have/share our health care plan. Very nice....

andre12031948 · 10-03-2013, 10:59 AM

Quote:

Originally Posted by Chuck33079

Exactly. The people that will be paying the penalty are the "McJob 4 lyfe" types.

^^^^^correct. How is that person going to be able to pay for the XXXXXX plan???

Chuck33079 · 10-03-2013, 11:01 AM

Quote:

Originally Posted by andre12031948

What's the difference if we bought & paid for private care ourselves last year & today making payments to Obamacare????

Besides not having the govt. involved/getting bigger, & having the problems enrolling on line. Oh, also having a $500 deductible instead of a $5,000 deductible. AGAIN, I'm failing in understanding this whole thing.

Just remembered(honest) Now we'll pay more for others that don't work to have/share our health care plan. Very nice....

If you have insurance already, then you already have insurance and this doesn't effect you, other than possible premium changes. You don't make payments to Obamacare, you make payments to an insurance company. Just like you did before the ACA.

Chuck33079 · 10-03-2013, 11:02 AM

Quote:

Originally Posted by andre12031948

^^^^^correct. How is that person going to be able to pay for the XXXXXX plan???

They're not. They're going to pay the penalty. That's what I said.

zguynate · 10-03-2013, 11:41 AM

Quote:

Originally Posted by andre12031948

^^^^^correct. How is that person going to be able to pay for the XXXXXX plan???

This person may also be able to get a gov subsidy to help pay for their premiums depending on their income, number of family members, etc.

cossie1600 · 10-03-2013, 11:48 AM

Why do we have so many posts about this. No matter how many times you explain it, the op isn't going to listen. It's obvious to me he is trying to push his agenda. Get a job with insurance if you are so concerned about it.

Chuck33079 · 10-03-2013, 11:51 AM

Quote:

Originally Posted by cossie1600

Why do we have so many posts about this. No matter how many times you explain it, the op isn't going to listen. It's obvious to me he is trying to push his agenda. Get a job with insurance if you are so concerned about it.

I don't think so. I think he has a serious reading comprehension issue based on this and other threads.

cossie1600 · 10-03-2013, 12:02 PM

He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.

Chuck33079 · 10-03-2013, 12:05 PM

Quote:

Originally Posted by cossie1600

He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.

I don't know, I'm getting a strong "Fox news tells me everything I need to know, and Jebus makes my laws" vibe here.

10-03-2013, 10:56 AM	#37 (permalink)
andre12031948 Banned Join Date: Feb 2011 Location: monticello new york 127 Posts: 1,095 Drives: 08 350z black 6m/t Rep Power: 0	correct me if I'm wrong What's the difference if we bought & paid for private care ourselves last year & today making payments to Obamacare???? Besides not having the govt. involved/getting bigger, & having the problems enrolling on line. Oh, also having a $500 deductible instead of a $5,000 deductible. AGAIN, I'm failing in understanding this whole thing. Just remembered(honest) Now we'll pay more for others that don't work to have/share our health care plan. Very nice....

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10-03-2013, 11:48 AM	#42 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	Why do we have so many posts about this. No matter how many times you explain it, the op isn't going to listen. It's obvious to me he is trying to push his agenda. Get a job with insurance if you are so concerned about it.

10-03-2013, 12:02 PM	#44 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.