NJ Insurance and beyond!

Theatrix

First of all, a male isn't given adult rates until he is thirty or married. Females get the rate at twenty-five.

The rate changes for a young driver year by year so by the time you hit 25 or 30 it is not substantial.

But heres something that many don't know.

The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive.
However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate.

Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one.

__________________
06' G35 Coupe, 06' 350z Grand Touring, 09' Fx35
10' R10 (coming)
NJ Allstate Agent, (B) 609-877-1105, (C) 856-607-6755 Coomer@allstate.com

steveg78

Ahhh no wonder I just got quoted such a sick rate. I called NJM to "scope out" the possibility of keeping my Jeep and getting a 370. I told the rep to put the Jeep on just liability since it's pd off and 6yrs old now and list the 370 as a pleasure vehicle...My rate was just $500 more than I am paying right now for full coverage on the Jeep.