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Originally Posted by SHIFT_Z its awesome to have insurance agents on the boards. I have heard good things about allstate but I dont think my policy with USAA can be

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Old 03-04-2009, 06:12 PM   #16 (permalink)
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Originally Posted by SHIFT_Z View Post
its awesome to have insurance agents on the boards. I have heard good things about allstate but I dont think my policy with USAA can be beat, even when i get my z.
Right now I drive a 08 Altima Coupe 3.5, Im 20,Male, w 1 speeding ticket and only pay 180/month full coverage.
Do I detect a challenge? Lets see!
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Old 03-10-2009, 12:43 PM   #17 (permalink)
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Bump it Up!!
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Old 03-12-2009, 09:17 AM   #18 (permalink)
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Bump for Rick!

My rates went down for the 370z (switching from a 350z)!
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Old 03-12-2009, 08:48 PM   #19 (permalink)
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Bump for Rick!

My rates went down for the 370z (switching from a 350z)!
now that's an awesome news!
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Old 03-15-2009, 03:48 AM   #20 (permalink)
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I just can't wait to hit 25. I'm tired of getting raped on insurance.
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Old 03-15-2009, 02:35 PM   #21 (permalink)
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I just can't wait to hit 25. I'm tired of getting raped on insurance.
Don't hold your breath. When my [older] brother turned 25, his rates didn't reduce by a huge amount. Same goes for me, although I had a speeding ticket on my record at the time. It might be different for others but that's just how it was for us. Maybe Rick knows something we don't?
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Old 03-15-2009, 07:58 PM   #22 (permalink)
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First of all, a male isn't given adult rates until he is thirty or married. Females get the rate at twenty-five.

The rate changes for a young driver year by year so by the time you hit 25 or 30 it is not substantial.

But heres something that many don't know.

The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive.
However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate.

Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one.
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Old 03-17-2009, 12:08 PM   #23 (permalink)
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Bump it up!
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Old 03-23-2009, 01:58 PM   #24 (permalink)
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Monday Bump!

Its slow today so its a good time to get a quote
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Old 04-02-2009, 09:12 PM   #25 (permalink)
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Quote:
Originally Posted by Theatrix View Post
But heres something that many don't know.

The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive.
However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate.

Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one.
Ahhh no wonder I just got quoted such a sick rate. I called NJM to "scope out" the possibility of keeping my Jeep and getting a 370. I told the rep to put the Jeep on just liability since it's pd off and 6yrs old now and list the 370 as a pleasure vehicle...My rate was just $500 more than I am paying right now for full coverage on the Jeep.
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Old 04-04-2009, 07:33 AM   #26 (permalink)
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just looking for a qoute if possible...you can contact me via PM or email - jreis4206@hotmail.com thanks again
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Old 04-07-2009, 11:32 AM   #27 (permalink)
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Ahhh no wonder I just got quoted such a sick rate. I called NJM to "scope out" the possibility of keeping my Jeep and getting a 370. I told the rep to put the Jeep on just liability since it's pd off and 6yrs old now and list the 370 as a pleasure vehicle...My rate was just $500 more than I am paying right now for full coverage on the Jeep.
Im glad to see that everthing worked out for you!
We could generate a quote and see if we can beat what your paying if would like. Im rather curious to know

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just looking for a qoute if possible...you can contact me via PM or email - jreis4206@hotmail.com thanks again
I just responded to your email. Let me know how you would like to proceed
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Old 04-09-2009, 09:48 AM   #28 (permalink)
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updated with email addy
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Old 04-28-2009, 07:57 AM   #29 (permalink)
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Been a little quite here. Needs a bump
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Old 05-26-2009, 01:33 PM   #30 (permalink)
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Bump!
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