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Financing a car where you buy it seldom makes sense with a used car. It can work with a zero/low-interest new car loan sponsored by the manufacturer, but good luck
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09-20-2014, 12:13 PM
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#26 (permalink) |
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Financing a car where you buy it seldom makes sense with a used car. It can work with a zero/low-interest new car loan sponsored by the manufacturer, but good luck finding a low-interest loan on a used car.
The dealers LOVE to charge you for all those extras such as life insurance. Especially if they can tack it on to your loan. You end up spend 2-4x as much - they will usually charge more up front plus you pay financing charges - as it would cost from whoever is carrying your home/vehicle/life/&c insurance already. An extended warranty might be an exception (depending on your circumstance), but they are usually rather expensive. YMMV
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