Official Insurance Premium Discussion Thread

[ImportConvert]

I just checked what my 370Z will run me. Around $130-140/mo full coverage w/ free replacement w/in 3 years, vanishing $400 deductible, and accident forgiveness.

26/m/Louisiana

2 cars, 1 renter's insurance policy.

(FWIW, Z06 is running me around $170/mo w/same).

[Drodriguez06]

187 a month
24 years old

[TerribleONE]

64 a month. 2 cars and 20 years old.. Z is my secondary car..

[Zeek]

I'm probably over insured but:
Washington state.
74 years old.
Squeaky clean driving record.

Liability: 50/100/50
Personal injury Protection including income loss 200/wk/1 yr.
Comprehensive: $50 deductible.
Collision: $500 deductible.
Emergency Road Service.
Car Rental and Travel Expense.
Underinsured bodily injury.
Underinsured property damage.

Total premium 6 months $419.29 = $69.88/month.

[gsxr750]

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

[Thechidz]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

not necessarily. I had geico when I switched to the z they raised my rates, switched to nationwide and my rates are back down to where they were

[Nick911sc]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

What coverages do you have though? Any company can give you a dirt cheap policy with the lowest limits and leaving out optional coverages...

[gsxr750]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

My coverages are 4 times the basic legal minimums, in my state, I learned early on that its easy to exceed the minimum state required limits, specially when a personal injuries are sustained. So its better to get the higher coverages.

Prefered driver plan, with no accidents or tickets.

I also have only $200 deductables on collision, 0 deductable on glass, extended waranties on 2 of the cars and full coverage on all 3 cars.

Basically when searching for competitive rates I found all the old established companies to be 30-40% higher than Geico.

Currently it seems Geico is the cheapest for cars and Progressive for all motorcycles.

Factors that can also effect rates are where you live and the laws in that state, some companies can not write policies in certain states or states that have limits on what someone may sue you for.

When I was single and only had a small home and 1 car, Allstate actually beat Geico, by a lot, but in my current criteria, Geico had the cheapest rates.

[AhadV]

wow...
um..18
Texas
2 speeding tickets on record
1 car accident

$1000 deductible
$354/ month
for first 6 months...
then if no more tickets

$304/ month

[AhadV]

In december one of my tickets comes off my record so the insurance will drop even more but compared to everyone else on this thread I think I'm paying top dollar..
State farm was giving me a great rate on my rx8 but after a series of tickets they dropped me as a client.

[Telephone]

California
32 years old
Clean record, college grad
Deductable: $1000 Coll - $500 Comp
$459 every 6 months

[Telephone]

Originally Posted by Telephone

California
32 years old
Clean record, college grad
Deductable: $1000 Coll - $500 Comp
$459 every 6 months

I just found out that it is $459 for both my Z and my Civic.

[UNKNOWN_370]

I'm paying $100.02 a month for both my 2011 370z and my 2012 altima 2.5s. My insurance company raised my rate a month after I signed the contract and then they cancelled my insurance when I didn't pay the difference. When I said I was going to see a lawyer I got my money back and a reduction of payment of 60%. Insurance companies are so FOS. NOW I'M PAYING. $50 bucks a car full coverage.

Stick it to da man!

[Niche79]

For full coverage 25/50/50 250deductable is 155 a month for 3 cars is 167, no accidents/tickets (knocks on wood). Granted my 2 other cars are at least 10 years old and all paid for so im sure that helps. OH and im 32 single male. Progressive insurance in Florida.

[Nick911sc]

Originally Posted by Niche79

For full coverage 25/50/50 250deductable is 155 a month for 3 cars is 167, no accidents/tickets (knocks on wood). Granted my 2 other cars are at least 10 years old and all paid for so im sure that helps. OH and im 32 single male. Progressive insurance in Florida.

25/50/50? Do you own a house? If so I'd hope you'd increase your limits...