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Also only get the loan for what you need minus your down payment. In your case looks like will be 30k or 15k loan. 30k might be harder to get
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03-21-2013, 09:44 AM
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#29 (permalink) |
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Enthusiast Member
 Join Date: May 2010
Location: Kelowna, BC
Posts: 333
Drives: 2014 QX50
Rep Power: 17  |
Also only get the loan for what you need minus your down payment. In your case looks like will be 30k or 15k loan. 30k might be harder to get because the finance company is now fundin 100% value of car they don't care if you can drop money on it later.
And keep in mind 30k loan will be a ~$500 monthly payment and will all be that unless you rewrite, the lump sum after the fact wont adjust you paymentunlike a 15k which might be only $250/mth |
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