Credit Union and Financing

Minsu · 03-20-2013, 11:52 AM

hmm i c. well the thing is ive told dealers that ill put down 15k there like, it doesnt matter if i cant get financed for the rest and they said that they wouldnt be able to finance me for lets say any more than 10k. so im at a loss here i must have called 5-6 dealers in regards of financing and they all told me the same thing. either higher my downpayment or forgettabout it. so im gonna get the loan and my DP for a total of i would hope 27-29k and just walk in with that and see what they can do for me. and then just spend the next year and a half paying 750-850 a month on the 12-14k finance and pay it off fast so i dont get butt hurt on interest

nepali · 03-20-2013, 11:55 AM

Quote:

Originally Posted by Minsu

hmm i c. well the thing is ive told dealers that ill put down 15k there like, it doesnt matter if i cant get financed for the rest and they said that they wouldnt be able to finance me for lets say any more than 10k. so im at a loss here i must have called 5-6 dealers in regards of financing and they all told me the same thing. either higher my downpayment or forgettabout it. so im gonna get the loan and my DP for a total of i would hope 27-29k and just walk in with that and see what they can do for me. and then just spend the next year and a half paying 750-850 a month on the 12-14k finance and pay it off fast so i dont get butt hurt on interest

Why not buy a used one that's cheaper and within your range? Also, don't forget to factor in your insurance (you are under 25) and gas cost.

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03-20-2013, 11:52 AM	#1 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 25	hmm i c. well the thing is ive told dealers that ill put down 15k there like, it doesnt matter if i cant get financed for the rest and they said that they wouldnt be able to finance me for lets say any more than 10k. so im at a loss here i must have called 5-6 dealers in regards of financing and they all told me the same thing. either higher my downpayment or forgettabout it. so im gonna get the loan and my DP for a total of i would hope 27-29k and just walk in with that and see what they can do for me. and then just spend the next year and a half paying 750-850 a month on the 12-14k finance and pay it off fast so i dont get butt hurt on interest