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Originally Posted by ZKindaGuy Some folks in the forum may not realize that many folks who are posting the lesser expensive insurance premium cost are carrying only "middle-tier" coverage (such
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#17 (permalink) | |
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A True Z Fanatic
Join Date: Jun 2009
Location: Jenks, OK
Posts: 2,281
Drives: 370z Touring/Sport
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Quote:
While you can say that someone is personally liable for amounts over the covered amounts, how often is someone in a car accident where $25,000 didn't cover it? Cars are very safe these days, especially if you're an attentive driver. Personally, I'm not going to worry about it. I'd rather pay less and pocket the different (like using it to pay off debts) than give it to the insurance company that'll deny claims and give me the run around anyway. 99.999% of the time, those coverage limits are money being tossed in another company's pocket. I'd rather keep it in mine, like I said, and toss it at some debts and get them gone. |
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