need some help with loan questions

joseZhartford · 06-16-2009, 03:51 PM

Quote:

Originally Posted by theDreamer

Correct, you can pay 20 dollars I believe and join and get the rate.

ur rite i just calld penfed and they said i have to donate 20 dollars to join

CrownR426 · 06-16-2009, 04:08 PM

Quote:

Originally Posted by joseZhartford

ur rite i just calld penfed and they said i have to donate 20 dollars to join

Wait what the hell?!
So if you pay 20 bucks your garuanteed that 3.99% APR?!
Am i missing something here?

CrownR426 · 06-16-2009, 03:46 PM

Quote:

Originally Posted by joseZhartford

it sucks that u have to be in the military service to join penfed

Just read ak's thread!
It specifies your problem sir!

gpa7pk · 06-16-2009, 03:45 PM

Quote:

Originally Posted by 280z/300zx

My question is this, my car won't be here for probably 2-4 months so how long with my penfed loan be good for? I mean I don't want to go put the deposit down to order my Z unless I know I can get financed. On the other hand I'm not sure how long my penfed check will be good for once I apply for it. Would it be better to order the car and wait to apply for the loan later? Just not sure how I should proceed.

The Penfed loan is good for 90 days from date of approval. They still offer 3.99% for 60 months.

joseZhartford · 06-16-2009, 04:47 PM

my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

CrownR426 · 06-16-2009, 05:23 PM

Quote:

Originally Posted by joseZhartford

my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

Your most likely going to be paying roughly around 500+ a month if you want a fully loaded z with **** credit... Even with that 10,000 down payment. I suggest you either find another bank or really try the penfed!
Let me know how your purchase goes!

joseZhartford · 06-16-2009, 05:29 PM

i was at a local dealership like 10 days ago and aftger they did a credit check they told me that my credit score was too low 500 and i would need a cosigner. cant find nobody yet..thats y im afraid to pay thos 20 dollars to penfed and then they reject the loan

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06-16-2009, 04:47 PM	#5 (permalink)
joseZhartford Base Member Join Date: Jun 2009 Location: E hartford, connecticut Age: 46 Posts: 122 Drives: 2010 370z base coupe Rep Power: 18	my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

06-16-2009, 05:29 PM	#7 (permalink)
joseZhartford Base Member Join Date: Jun 2009 Location: E hartford, connecticut Age: 46 Posts: 122 Drives: 2010 370z base coupe Rep Power: 18	i was at a local dealership like 10 days ago and aftger they did a credit check they told me that my credit score was too low 500 and i would need a cosigner. cant find nobody yet..thats y im afraid to pay thos 20 dollars to penfed and then they reject the loan