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Any recent financings?

I got 2.66% dealer tried to tell me they couldn't go lower than 4.39% or something like that, and I was like okay I don't think I can buy the

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Any recent financings? Any recent financings?
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Old 12-30-2011, 11:45 AM   #1 (permalink)
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I got 2.66% dealer tried to tell me they couldn't go lower than 4.39% or something like that, and I was like okay I don't think I can buy the car...then he was like "Oh, wait sir we can work something out im sure, let me talk to my manager." Came back a minute later with 2.66%
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Old 01-01-2012, 08:38 AM   #2 (permalink)
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I got 2.66% dealer tried to tell me they couldn't go lower than 4.39% or something like that, and I was like okay I don't think I can buy the car...then he was like "Oh, wait sir we can work something out im sure, let me talk to my manager." Came back a minute later with 2.66%
This is exactly why a buyer should arrange their own financing or be prepared to negotiate the rate with the dealer. If the dealer is doing the financing they will usually get you the loan then tack on a point or two.

2.66% isn't bad!!
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Old 01-01-2012, 11:35 AM   #3 (permalink)
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This is exactly why a buyer should arrange their own financing or be prepared to negotiate the rate with the dealer. If the dealer is doing the financing they will usually get you the loan then tack on a point or two.

2.66% isn't bad!!
Yeah but usually if they run a credit check they can see if you have a good credit score, and most of the times they are able to give you a better interest rate based on that. Luckily mine was in the 750+ range, so I was all set.
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Old 01-02-2012, 04:55 PM   #4 (permalink)
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I got 2.66% dealer tried to tell me they couldn't go lower than 4.39% or something like that, and I was like okay I don't think I can buy the car...then he was like "Oh, wait sir we can work something out im sure, let me talk to my manager." Came back a minute later with 2.66%
They tried pretty much the same thing with me. I told them my CU had already approved my loan @ 3.9% so I'd just bring a check for the total, and they magically remembered that there was a 1.99% deal on their CPO cars
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Old 01-04-2012, 11:56 PM   #5 (permalink)
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They tried pretty much the same thing with me. I told them my CU had already approved my loan @ 3.9% so I'd just bring a check for the total, and they magically remembered that there was a 1.99% deal on their CPO cars
Yeah dealers are notorious at doing that.
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