Financing help

Trips · 09-21-2010, 11:24 AM

Quote:

Originally Posted by FuszNissan

I would contact the dealership where the Used 370 is; they might have a primary lender that can help you. If it's a private party, I would try a Credit Union. You probably will have to activate an account with them. Lastly, you can try and find a co-signer. But don't expect a great rate, co-signers are only to SECURE a loan.

Falcor · 09-21-2010, 12:06 PM

the car is from a private seller, I have no access to a co-signer. do you have any recommendations for credit unions? In my experience credit unions are even harder on those without perfect credit.

I find this whole thing asinine, I want to get a $16,000 loan for a $28,000 car, I make about $2,600 a month net with only $400 a month debt. Where is the risk? even if I default on the loan right away wont the lender have a car worth $28,000 that they paid $16,000 for?

I dont get it.

Thread Tools
Show Printable Version Email this Page
Display Modes
Switch to Linear Mode Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Special Financing	Threev8s	Nissan 370Z Pricing / Ordering Discussions	22	08-19-2009 10:15 AM
About the PenFed Financing.......!	khsysh	Nissan 370Z Pricing / Ordering Discussions	23	05-27-2009 07:03 PM
Financing	AshburnZ	Nissan 370Z Pricing / Ordering Discussions	6	05-22-2009 10:00 PM
3.75% APR financing	g96818	Nissan 370Z Pricing / Ordering Discussions	3	05-17-2009 07:54 PM
How I also scored 3.99% financing......	G RAM	Nissan 370Z Pricing / Ordering Discussions	14	03-30-2009 08:58 PM

09-21-2010, 12:06 PM	#2 (permalink)
Falcor Enthusiast Member Join Date: Sep 2010 Location: North Wilkesboro, NC Posts: 347 Drives: 2010 370 CFR edition Rep Power: 15	the car is from a private seller, I have no access to a co-signer. do you have any recommendations for credit unions? In my experience credit unions are even harder on those without perfect credit. I find this whole thing asinine, I want to get a $16,000 loan for a $28,000 car, I make about $2,600 a month net with only $400 a month debt. Where is the risk? even if I default on the loan right away wont the lender have a car worth $28,000 that they paid $16,000 for? I dont get it.