The whole credit system if fkd up IMO. You can't get credit without already having credit. A friend of mine makes about 75k a year, no debt and never had a credit card. When she finally decided to get one, pretty much all the banks denied her for not having a credit history. The sad thing is, a few years ago she was bombarded with offers.
I think the credit union would be your best bet. Find a family member who already belongs to one to make it a little easier. Good luck.
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[09][MB][6-Spd MT][Touring][Stillen Gen III][K&N][Borla CBE][Evo-R]
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