Nissan 370Z Forum  

Should we buy any additional insurance offers by dealer?

Quick question for more experience Z owners/lovers!, do you guy recommend paying additional insurances offer by dealership, such as paint repair, dent zone, tire and rim coverage? When i picked

Go Back   Nissan 370Z Forum > Nissan 370Z General Area > Nissan 370Z Pricing / Ordering Discussions


Reply
 
LinkBack Thread Tools Display Modes
Old 03-21-2010, 04:15 PM   #1 (permalink)
Base Member
 
d02808045's Avatar
 
Join Date: Mar 2010
Location: Dallas, TX
Posts: 94
Drives: 370Z 40th Edition
Rep Power: 15
d02808045 is on a distinguished road
Default Should we buy any additional insurance offers by dealer?

Quick question for more experience Z owners/lovers!, do you guy recommend paying additional insurances offer by dealership, such as paint repair, dent zone, tire and rim coverage? When i picked up my 370Z 40th mod, the F&I guy offer some very tempting coverages but I turn them all down! did I make the right choice? Thanks

John
d02808045 is offline   Reply With Quote
Old 03-21-2010, 04:27 PM   #2 (permalink)
Administrator
 
Trips's Avatar
 
Join Date: May 2009
Location: Disneyland, Ca
Posts: 8,727
Drives: 🔰
Rep Power: 10
Trips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond repute
Default

Quote:
Originally Posted by d02808045 View Post
Quick question for more experience Z owners/lovers!, do you guy recommend paying additional insurances offer by dealership, such as paint repair, dent zone, tire and rim coverage? When i picked up my 370Z 40th mod, the F&I guy offer some very tempting coverages but I turn them all down! did I make the right choice? Thanks

John
Scare Tactics! that's how they make money
__________________


http://www.the370z.com/payments.php
Trips is offline   Reply With Quote
Old 03-21-2010, 04:41 PM   #3 (permalink)
dad
Grand Prix of Endurance
 
dad's Avatar
 
Join Date: Nov 2008
Location: Tennessee
Posts: 3,476
Drives: Mulsanne Straight
Rep Power: 25
dad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond reputedad has a reputation beyond repute
Default

The Boogie man will get you!
__________________

We can do without any article of luxury we have never had; but once obtained, it is not in human nature to surrender it voluntary.
dad is offline   Reply With Quote
Old 03-21-2010, 05:00 PM   #4 (permalink)
Base Member
 
Join Date: Aug 2009
Location: Southern Maine
Posts: 69
Drives: 10 370Z PW 6MT Sport
Rep Power: 15
Portlander is on a distinguished road
Default

I purchased the tire and rim coverage and would highly recommend it if your Z has the Sport Package due to the replacement cost of the 19" Rays and Potenza tires. Dealer will try to sell it to you for $800 but you should be able to get it for around cost which is closer to $400. Well worth the $5-6 a month if you roll it into your loan.

On my previous Cayman S, I some how acquired a 3 inch bolt into the sidewall while driving on the interstate a week after I took delivery. It ruined the tire and rim, but because I had this coverage a new Classic Carrera rim and tire arrived a day later at the dealer with no hassles and zero involvement with my insurance company. Saved me around $1200 in the first week of ownership!

This coverage is also transferable with the vehicle if you trade or sell in the future. 36 months is the normal length of the policy, you can buy longer coverage if you desire. In my opinion, it's a smarter purchase than spending $800-1200 on a clear bra. Quality wax and a $12 roll of Road Wrap takes care of the bugs and rock chips if I go on a trip. Good luck with your new Z!
__________________
Life is a highway!

Last edited by Portlander; 03-21-2010 at 05:02 PM. Reason: Typo
Portlander is offline   Reply With Quote
Old 03-21-2010, 05:20 PM   #5 (permalink)
Base Member
 
d02808045's Avatar
 
Join Date: Mar 2010
Location: Dallas, TX
Posts: 94
Drives: 370Z 40th Edition
Rep Power: 15
d02808045 is on a distinguished road
Default

Quote:
Originally Posted by Portlander View Post
I purchased the tire and rim coverage and would highly recommend it if your Z has the Sport Package due to the replacement cost of the 19" Rays and Potenza tires. Dealer will try to sell it to you for $800 but you should be able to get it for around cost which is closer to $400. Well worth the $5-6 a month if you roll it into your loan.

On my previous Cayman S, I some how acquired a 3 inch bolt into the sidewall while driving on the interstate a week after I took delivery. It ruined the tire and rim, but because I had this coverage a new Classic Carrera rim and tire arrived a day later at the dealer with no hassles and zero involvement with my insurance company. Saved me around $1200 in the first week of ownership!

This coverage is also transferable with the vehicle if you trade or sell in the future. 36 months is the normal length of the policy, you can buy longer coverage if you desire. In my opinion, it's a smarter purchase than spending $800-1200 on a clear bra. Quality wax and a $12 roll of Road Wrap takes care of the bugs and rock chips if I go on a trip. Good luck with your new Z!

Thanks, I was thinking buying this option only but I told them I will make decision on Monday. I'm going to buy this coverage only since my is the 40th model, which has sport package as standard...thank again
d02808045 is offline   Reply With Quote
Old 03-21-2010, 05:51 PM   #6 (permalink)
The370Z.com Sponsor
 
Mike's Avatar
 
Join Date: Jun 2009
Location: Loganville, GA
Posts: 5,944
Drives: 370z
Rep Power: 2185
Mike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond reputeMike has a reputation beyond repute
Default

the only option you want is gap insurance if you are financing longer than 4 years. You might check to see if your insurance company offers it first though.
__________________
NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z
Porsche: 93 968 / 23 Macan GTS / 93 968
Mike is offline   Reply With Quote
Old 03-21-2010, 06:56 PM   #7 (permalink)
Enthusiast Member
 
Hi-Step'n370Z's Avatar
 
Join Date: Dec 2009
Location: new york
Posts: 425
Drives: '10ZR S/B AT Tour NV
Rep Power: 277
Hi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond reputeHi-Step'n370Z has a reputation beyond repute
Default

Quote:
Originally Posted by Portlander View Post
Quality wax and a $12 roll of Road Wrap takes care of the bugs and rock chips if I go on a trip. Good luck with your new Z!
Road Wrap? Sounds like something I'd be interested in. Any parts store have it? If not, where do I buy it?
Hi-Step'n370Z is offline   Reply With Quote
Old 03-21-2010, 06:58 PM   #8 (permalink)
Retired admin
 
frost's Avatar
 
Join Date: Dec 2008
Location: Winterfell
Posts: 106,613
Drives: Your Wife Crazy
Rep Power: 0
frost frost frost frost frost frost frost frost frost frost frost
Default

Whatever youre thinking of buying, see if your regular insurance company already offers it. Like, I'm a HUGE fan of GAP insurance and think everyone should have it if there is a chance they will be upside down on a car (like most of us), but most insurance companies offer it for much cheaper than what you will pay at a dealer.
frost is offline   Reply With Quote
Old 03-21-2010, 09:19 PM   #9 (permalink)
A True Z Fanatic
 
cossie1600's Avatar
 
Join Date: Jun 2009
Location: californee way
Posts: 5,380
Drives: 370, Leaf
Rep Power: 29
cossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond reputecossie1600 has a reputation beyond repute
Default

I think my insurance company charges <$10 a month
cossie1600 is offline   Reply With Quote
Old 03-22-2010, 06:08 AM   #10 (permalink)
Base Member
 
Join Date: Aug 2009
Location: Southern Maine
Posts: 69
Drives: 10 370Z PW 6MT Sport
Rep Power: 15
Portlander is on a distinguished road
Default

Hi-Step'n370Z, the site is Protective Film : New Car Paint Protection : Paint Protector : Automobile Paint Protection : BuyRoadWrap.com. Actually found out about this stuff from someone on this site. Comes in either a 6" or 18" roll.
__________________
Life is a highway!
Portlander is offline   Reply With Quote
Old 03-22-2010, 06:20 AM   #11 (permalink)
A True Z Fanatic
 
Matt's Avatar
 
Join Date: Oct 2009
Location: Augusta, GA
Age: 41
Posts: 1,680
Drives: 2010 Avalanche LT
Rep Power: 18
Matt is just really niceMatt is just really niceMatt is just really niceMatt is just really nice
Default

The rim and tire warranty is the only thing I get at the dealer. I've had too many tire/wheel issues in the past to skip it, so it's worth it for my piece of mind. To others, probably not so much.
__________________

"Any man who can drive a 370z while kissing a pretty girl is simply not giving the Z the attention it deserves." Albert Einstein....modified.
Matt is offline   Reply With Quote
Old 03-22-2010, 11:26 AM   #12 (permalink)
Base Member
 
Chico370Z's Avatar
 
Join Date: Oct 2009
Location: East Bay, CA
Posts: 233
Drives: 09 370Z Touring
Rep Power: 15
Chico370Z is on a distinguished road
Default

haha wow that road wrap stuff is pretty interesting...it's like saran wrap for your car

helps keep it fresh
__________________
04 Nissan Sentra SpecV: Brembos, Nismo Intake/Exhaust/Short Shifter, Eibach Sportlines, ES MMI - SOLD / / / 09 Nissan 370Z Touring: Invidia Gemini Exhaust, ERZ HFC, GTM 25 Row Cooler, Z1 Tubes, and K&N Drop Ins
Chico370Z is offline   Reply With Quote
Old 03-22-2010, 11:59 AM   #13 (permalink)
A True Z Fanatic
 
FuszNissan's Avatar
 
Join Date: May 2009
Location: St. Louis
Posts: 14,275
Drives: Pure Sex
Rep Power: 541
FuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond reputeFuszNissan has a reputation beyond repute
Send a message via AIM to FuszNissan Send a message via Skype™ to FuszNissan
Default

The tire and wheel protection(Road hazard) is well worth it.
__________________
Mods: Too Many to list!
LouFuszNissan

ZDAYZ 2012
FuszNissan is offline   Reply With Quote
Old 03-22-2010, 01:30 PM   #14 (permalink)
Track Member
 
Join Date: May 2009
Location: Ohio
Posts: 699
Drives: 370Z-AT7 Tour+Sport
Rep Power: 374
ZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond reputeZKindaGuy has a reputation beyond repute
Default

Quote:
Originally Posted by Mike View Post
the only option you want is gap insurance if you are financing longer than 4 years. You might check to see if your insurance company offers it first though.
GAP insurance should be purchased no matter what the term of the loan is. In fact many banks are now making this a non-option to even be approved for the loan. And some states and insurance companies are requiring it as well.
ZKindaGuy is offline   Reply With Quote
Old 03-22-2010, 08:52 PM   #15 (permalink)
Base Member
 
d02808045's Avatar
 
Join Date: Mar 2010
Location: Dallas, TX
Posts: 94
Drives: 370Z 40th Edition
Rep Power: 15
d02808045 is on a distinguished road
Default

Quote:
Originally Posted by Hi-Step'n370Z View Post
Road Wrap? Sounds like something I'd be interested in. Any parts store have it? If not, where do I buy it?
I don't think my dealer ever mention Road Wrap, I'll ask them to see, I think i need this more because currently I live about 1 hr from work. I'll move in June and it will cut down to 7 mins! So I think Road wrap is good to have...
d02808045 is offline   Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Does the additional wt of TT or SC lower the front end of car? BlackCherryZ Forced Induction 8 07-26-2012 10:10 AM
VPP 4.3% Off Invoice plus additional $1,000 off? 370Z JT Nissan 370Z Pricing / Ordering Discussions 18 03-24-2010 11:58 PM
Additional power outlet RSEPCC Exterior & Interior 7 08-03-2009 02:18 PM
Up to 40% off and an additional 25% coupon cwj370 Exterior & Interior 1 06-13-2009 01:56 PM
Bought my Z - Many Offers Came My Way dnazz32 Nissan 370Z Pricing / Ordering Discussions 6 05-05-2009 02:28 PM


All times are GMT -5. The time now is 04:34 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.6.0 PL2