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Questions about the Z

I have been reading the forums for a while now. I know I want the Z but am in grad school at WVU at the moment cant afford it. I

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Old 10-09-2009, 12:48 PM   #1 (permalink)
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I have been reading the forums for a while now. I know I want the Z but am in grad school at WVU at the moment cant afford it. I hope to have a job in DC area in december and looking to get a z. Does anyone that lives in that area have a idea of the insurance costs. I just want to get an idea of how much I should figure on before i buy it. also is their any good dealerships to check them out when i get there?

Thanks in advance you guys are great.
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Old 10-09-2009, 01:12 PM   #2 (permalink)
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Send a PM to DooDooBrown, he lives in WV, and works in the DC area.
Don't Think A Z would work, what do you think??
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Old 10-09-2009, 01:14 PM   #3 (permalink)
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If you are under 25 and average driving record, it will be about 150-200 a month. If you are over 25 but under 30 with average driving record it will be about 100-150 a month.
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Old 10-09-2009, 01:15 PM   #4 (permalink)
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I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.
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Old 10-09-2009, 01:17 PM   #5 (permalink)
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I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.
Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.


There's an insurance thread around here somewhere....
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Old 10-09-2009, 01:24 PM   #6 (permalink)
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Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.


There's an insurance thread around here somewhere....
Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.
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Old 10-09-2009, 01:47 PM   #7 (permalink)
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Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.
I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.
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Old 10-09-2009, 01:50 PM   #8 (permalink)
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I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.
I would too be a little weary of making such a large purchase with a new job. I'd prolly get the cheapest POS I could until I was in the job AT LEAST 6 months, if not a year. Despite what the Dow says, we are still in hard times where people can lose their jobs at the drop of a hat, especially if you're "the new guy."
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Old 10-09-2009, 01:50 PM   #9 (permalink)
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I just saw this Frostie lmao

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Old 10-09-2009, 01:51 PM   #10 (permalink)
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Old 10-09-2009, 03:17 PM   #11 (permalink)
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Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.
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Old 10-09-2009, 03:23 PM   #12 (permalink)
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Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.
And your best bet is to get a VIN off a vehicle that is as close as possible to what you want - either in options or packages. Color doesnt' matter.

You can get VIN numbers off Nissan's site with the dealer inventory deally...
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Old 10-09-2009, 04:39 PM   #13 (permalink)
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I called the inssurance people in bethesda md that i will deal with they are going to call me with a quote but who knows. Also I am paying about half in cash that I have saved but also keeping my grand cherokee I have family in DC area so rent is not a worry to start which is a good thing but other than that when I start this job I will wait a while to see if all will be good then getting the Z
Been thinking about this and planning for a bout 3 years when I wanted a 350z
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Old 10-09-2009, 09:19 PM   #14 (permalink)
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Z insurance is high. much higher than most cars.

sports car, 2 seater, low numbers, etc..

im 29, clean record, and pay about 100 a month full coverage with rental insurance too.. i think that is pretty high.

make sure you shop around because prices vary greatly. gluck!

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Old 10-09-2009, 09:23 PM   #15 (permalink)
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Quote:
Originally Posted by Singularity View Post
Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

Good advice, get the quote from your agent smart move on your part as far as figuring out the costs.
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