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-   -   Questions about the Z (http://www.the370z.com/nissan-370z-general-discussions/9974-questions-about-z.html)

LETSGOEERS06 10-09-2009 12:48 PM

Questions about the Z
 
I have been reading the forums for a while now. I know I want the Z but am in grad school at WVU at the moment cant afford it. I hope to have a job in DC area in december and looking to get a z. Does anyone that lives in that area have a idea of the insurance costs. I just want to get an idea of how much I should figure on before i buy it. also is their any good dealerships to check them out when i get there?

Thanks in advance you guys are great.

dad 10-09-2009 01:12 PM

Send a PM to DooDooBrown, he lives in WV, and works in the DC area.
http://www.the370z.com/nissan-370z-g...you-think.html

awesomez 10-09-2009 01:14 PM

If you are under 25 and average driving record, it will be about 150-200 a month. If you are over 25 but under 30 with average driving record it will be about 100-150 a month.

frost 10-09-2009 01:15 PM

I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.

kannibul 10-09-2009 01:17 PM

Quote:

Originally Posted by frost (Post 228694)
I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.

Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.


There's an insurance thread around here somewhere....

frost 10-09-2009 01:24 PM

Quote:

Originally Posted by kannibul (Post 228695)
Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.


There's an insurance thread around here somewhere....

Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.

kannibul 10-09-2009 01:47 PM

Quote:

Originally Posted by frost (Post 228706)
Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.

I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.

frost 10-09-2009 01:50 PM

Quote:

Originally Posted by kannibul (Post 228765)
I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.

I would too be a little weary of making such a large purchase with a new job. I'd prolly get the cheapest POS I could until I was in the job AT LEAST 6 months, if not a year. Despite what the Dow says, we are still in hard times where people can lose their jobs at the drop of a hat, especially if you're "the new guy."

370Zsteve 10-09-2009 01:50 PM

I just saw this Frostie lmao :bowrofl:

Drives: Your Wife Crazy

frost 10-09-2009 01:51 PM

Quote:

Originally Posted by 370Zsteve (Post 228773)
I just saw this Frostie lmao :bowrofl:

Drives: Your Wife Crazy

:tiphat:

Singularity 10-09-2009 03:17 PM

Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

kannibul 10-09-2009 03:23 PM

Quote:

Originally Posted by Singularity (Post 228953)
Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

And your best bet is to get a VIN off a vehicle that is as close as possible to what you want - either in options or packages. Color doesnt' matter.

You can get VIN numbers off Nissan's site with the dealer inventory deally...

LETSGOEERS06 10-09-2009 04:39 PM

I called the inssurance people in bethesda md that i will deal with they are going to call me with a quote but who knows. Also I am paying about half in cash that I have saved but also keeping my grand cherokee I have family in DC area so rent is not a worry to start which is a good thing but other than that when I start this job I will wait a while to see if all will be good then getting the Z
Been thinking about this and planning for a bout 3 years when I wanted a 350z

Steven 10-09-2009 09:19 PM

Z insurance is high. much higher than most cars.

sports car, 2 seater, low numbers, etc..

im 29, clean record, and pay about 100 a month full coverage with rental insurance too.. i think that is pretty high.

make sure you shop around because prices vary greatly. gluck!

chris410 10-09-2009 09:23 PM

Quote:

Originally Posted by Singularity (Post 228953)
Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.


Good advice, get the quote from your agent :tup: smart move on your part as far as figuring out the costs.


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