Nissan 370Z Forum

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-   -   My 350z got totaled =( (http://www.the370z.com/nissan-370z-general-discussions/98386-my-350z-got-totaled.html)

vividracing 11-28-2014 05:07 PM

Quote:

Originally Posted by czirrfb (Post 3042816)
Thanks man, I will make sure to update this posting as things progress (hopefully for the better) I hope that wont be annoying.

nahhhhhhhhhhhhhhhhhh :tup:

Zerafian 11-28-2014 05:57 PM

glad to hear your ok man...its hard to see something like that happen to a vehicle you love.

Look at it optimistically though, you just got about $2,500 more for the car then its worth at this moment with those miles. It wouldnt sell for barely $10k private sale.

You could buy an 06+ with those miles, put a down payment on a used 370 if you really wanted to. Youv definitely got options.

I havent read through the entire thread though, did you still owe on the car?

vividracing 11-28-2014 05:58 PM

Quote:

Originally Posted by Zerafian (Post 3042854)
glad to hear your ok man...its hard to see something like that happen to a vehicle you love.

Look at it optimistically though, you just got about $2,500 more for the car then its worth at this moment with those miles. It wouldnt sell for barely $10k private sale.

You could buy an 06+ with those miles, put a down payment on a used 370 if you really wanted to. Youv definitely got options.

She's a woman :wtf2: ... Awkward.. hahaha

czirrfb 11-28-2014 07:05 PM

I only had the 350z for about 8 months, I still owed $11,000 on it.

czirrfb 11-30-2014 01:43 PM

UPDATE: Got my hospital bill.

It's $45,663 due not including the ambulance ride ($1,333) or the initial ER visit to the other hospital or the several MRI scans ive had done or the medication they gave me.

czirrfb 11-30-2014 02:51 PM

Quote:

Originally Posted by czirrfb (Post 3043896)
UPDATE: Got my hospital bill.

It's $45,663 due not including the ambulance ride ($1,333) or the initial ER visit to the other hospital or the several MRI scans ive had done or the medication they gave me.

So looks like a brand new 2015 nismo 370z is worth about a week stay in the hospital with no medical insurance.

victort 11-30-2014 08:02 PM

Quote:

Originally Posted by vividracing (Post 3042855)
She's a woman :wtf2: ... Awkward.. hahaha

umm... did you not see the pics of the OP on page 4 while in the hospital???:bowrofl:

ssmoked 11-30-2014 09:34 PM

You need a lawyer ASAP!! Let their insurance company pay every dime. What o
Kind of car did they drive? Let your lawyer file the case and sue the other driver til they are broke :shakes head:

czirrfb 12-01-2014 02:23 PM

He was in a new-ish Chevy SUV I think an Equinox?

Like this - http://assets.cobaltnitra.com/teams/...145efa6b30.jpg

jpkirk 12-01-2014 02:37 PM

Yup, lawyer up. You should not pay a nickle. In fact you should also be getting pain and suffering.

BTW. Work all this out before buying a new sports car. You don't need the additional financial stress. That goes along with pain and suffering.

czirrfb 12-01-2014 02:39 PM

Oh trust me lol first thing I did after I got released from the hospital was go to Goldberg & Osborne - AZ personal injury lawyers. They are getting paid basically by they get 1/3rd of whatever I receive from his/my insurance for the medical bills.

jpkirk 12-01-2014 02:42 PM

So make sure they go for many many dollars above and beyond your bills. Don't forget that something like this could impact you physically years down the road. You need a new car and you shouldn't have to pay out of pocket for it in my book.

czirrfb 12-01-2014 02:45 PM

Yeah im paranoid. I had a serious head injury, I could have brain damage, im waiting to get another appointment to get an MRI done and see if everything up there is ok and my blood clot went away. My vision has been being blurry on and off lately and I cant really look at a computer screen or TV without my head hurting.

And currently the bills are reaching around $50,000 and its not over yet. So the numbers are getting scary.

But I feel like I shouldnt have to pay for ANY of this, since I was not at fault at all. I was just sitting at a stop light and he tried to run me over when I went to exchange info with him, how am I guilty? =/ I want some compensation too. He ruined my life. Took my car away. Put me in the hospital, gave me scars, made me scared to drive, took me out of work for a week and hurt my performance at work. Got people to keep sending me bills, its so stressfull. This is such a crappy place to be in right now, its depressing honestly.

czirrfb 12-01-2014 03:04 PM

My sister is saying I may end up having to owe money it all depends on how much his insurance in combination with my insurance would cover (minus my lawyers 1/3rd take from the money received for the bills.). I could very well end up owing MORE than what both his and my insurance cover in medical stuff. So how would I even get compensation $?

Drunk drivers suck! They ruin lives.

ssmoked 12-01-2014 03:41 PM

Quote:

Originally Posted by czirrfb (Post 3044645)
Yeah im paranoid. I had a serious head injury, I could have brain damage, im waiting to get another appointment to get an MRI done and see if everything up there is ok and my blood clot went away. My vision has been being blurry on and off lately and I cant really look at a computer screen or TV without my head hurting.

And currently the bills are reaching around $50,000 and its not over yet. So the numbers are getting scary.

But I feel like I shouldnt have to pay for ANY of this, since I was not at fault at all. I was just sitting at a stop light and he tried to run me over when I went to exchange info with him, how am I guilty? =/ I want some compensation too. He ruined my life. Took my car away. Put me in the hospital, gave me scars, made me scared to drive, took me out of work for a week and hurt my performance at work. Got people to keep sending me bills, its so stressfull. This is such a crappy place to be in right now, its depressing honestly.


The reason I asked what car they drove is bc you can sue them personally if they have any financial assets. Meaning, they aren't driving a beater and could have money in the bank or stocks and retirement. Their insurance could easily tap out based on their coverage and I hope you have uninsured/underinsured motorist coverage in your policy to pick up the slack.

If they have money in the bank left over after Attorny fees, you can seek damages to everything you listed above, including loss of intimacy loss with partner... Seen it before believe it or not

Your situation sucks, but good luck

Jordo! 12-01-2014 05:48 PM

Quote:

Originally Posted by czirrfb (Post 3040535)
Do you guys think its not worth it with 10%APR?

Should I just save $ and take the bus or something for a while? I did some math...

Payments+insurance+gas is gonna cost me about $700 per month for this specific car. And that came out to around almost $9,000 per year and with the APR so high in a year I will have only paid like 4-5k to the 23k loan at which point I could try and refinance and get a lower APR.

I dunno if its worth it, but im in love with the car....

I make about $2,300 per month. I have the following bills....
Rent - My half - $450
Dental - $150 (almost paid off only owe $1,200)
COX - $60
APS - My half - $50

If I was to get this car it would add an additional $700+ per month. Not including any mods or mechanical things I might have to do to the vehicle.

According to KBB the current "Trade in Value" for this specific vehicle with the miles is around $21k

10% APR is not very good -- heal, make sure your medical bills are going to be covered and shop around.

As to what you or anyone can afford... realistically, you probably want to shoot for the newest most reliable car you can find where the total cost/value of the car is considerably less than your yearly income after taxes (I don't know if you are noting take home or not -- none of my business either way), not merely whether the monthly payments are theoretically manageable...

Anyway, all that said, I don't know if a 370Z is going to be that car or not.

Either way, make sure your next car something you can afford, especially if you will be looking at a higher insurance rate. Also, keep in mind if anything should change in your employment situation (not uncommon these days), you don't want to lose the car.

I think, continue to shop around. If you find a car you can afford, secure financing in advance from your bank (or a credit union -- they tend to be a little more easy going on their profit margins), and walk in completely certain (or at least as certain as you can be) of where you stand on wheeling and dealing (there's other threads with good advice on this).

Also, if you are looking at used cars -- look for private sellers. Car dealerships are for brand new cars.

Good luck!

czirrfb 12-01-2014 08:42 PM

I really am digging the new Mustang, even the "low end" 4 banger version has 313hp thats impressive, its the first mustang ive seen in a long time I think actually looks good.

cab83_750 12-02-2014 01:49 AM

I am sure you are already aware of this but, just in case....:

Lawyers get 1/3 on top. So if you get $99,000.00. They get $33,000.00.
Out of the $66,000.00, the lawyers then deduct their expenses (investigators, filing fees, court fees, interpreters, medical bills, etc.). My point is that most people think they "net" 66%---in reality, it ends up a LOT lower.

Also, note that 1/3 is "If the case does not go to trial". In most cases, the lawyer's cut for a court-case is over 40%.

Just letting you know so that you could negotiate if it's not too late. I am not trying to depress you.... I am actually just trying to prepare you for early negotiations and for what reality is. I have had many SUV rear-end collisions and I feel you.

Again, good luck with you.


"At the end of the day, be grateful that you are still living to be with your love ones!"

czirrfb 12-02-2014 07:48 AM

Well what can I do? Im not a lawyer I cant do this myself, I just went to them because they were pretty highly reviewed. I have never been involved in anything like this or had to use a lawyer before =/

njobe89 12-02-2014 08:09 AM

you'll need a lawyer for something like this... i think he was just trying to tell you that you will initially take home less then what you were probably expecting after all the lawyer fees/medical bills, etc.

jpkirk 12-02-2014 08:44 AM

That is why I am suggesting a fairly large payout to make sure you are covered.

czirrfb 12-02-2014 09:04 AM

My goal -

-Not owe $ on medical bills.
-Not owe ANY $ actually.
-Get enough compensation to have a nice sized down payment on another vehicle.
-Pray I dont have brain damage or long term injuries.

ssmoked 12-02-2014 09:50 AM

Quote:

Originally Posted by czirrfb (Post 3045264)
My goal -

-Not owe $ on medical bills.
-Not owe ANY $ actually.
-Get enough compensation to have a nice sized down payment on another vehicle.
-Pray I dont have brain damage or long term injuries.

Depends on how deep the other party's pockets are, I would aim a lot higher. More like settlement in the 6 figures for pain, suffering, and unforeseen future medical bills.

But again, if he is broke, your lawyer probably would withdraw from the case

czirrfb 12-02-2014 01:03 PM

Quote:

Originally Posted by ssmoked (Post 3045296)
Depends on how deep the other party's pockets are, I would aim a lot higher. More like settlement in the 6 figures for pain, suffering, and unforeseen future medical bills.

But again, if he is broke, your lawyer probably would withdraw from the case

How can the other party pay for anything? Hes going to jail, im sure hes probably lost or going to lose his job because of it.

Who/where would the money even be coming from?

njobe89 12-02-2014 01:22 PM

Quote:

Originally Posted by czirrfb (Post 3045542)
How can the other party pay for anything? Hes going to jail, im sure hes probably lost or going to lose his job because of it.

Who/where would the money even be coming from?

i know when my sister was in a accident the lawyer told her she could sue the person directly (put a lien on their house, personal belongings, etc). also we had to get money from our own insurance because the party that was responsible only had coverage up to $25,000 and my sisters pay off for the car was at $30,000 plus medical expenses and things.

czirrfb 12-02-2014 01:28 PM

The lawyer keeps pushing me to continue to keep getting medical things done. Scans, examinations etc. I feel much better. But I know I cant see inside my head, why would she keep pushing me to do this stuff? My medical insurance (luckly) kicked in yesturday so now I have medical.

evil370z 12-02-2014 01:38 PM

Quote:

Originally Posted by czirrfb (Post 3045564)
The lawyer keeps pushing me to continue to keep getting medical things done. Scans, examinations etc. I feel much better. But I know I cant see inside my head, why would she keep pushing me to do this stuff? My medical insurance (luckly) kicked in yesturday so now I have medical.

dude keep it going, the more you stay on top of these things, the stronger your case gets, never say i feel better, always say I'm in pain. i got rear ended and some kid totaled my Z, I got mri done and everything, I'm going to physical therapy for 6 months, 3x a week, even tho i feel a lot better, i still say my pain is all-time high. NO MACHINE IN THE WORLD CAN DETECT PAIN, so if you say i still have pain, you have pain thats it. your lawyer wants to make your case stronger and stronger so the end payout is ALOT MORE MONEY. keep on pushing it. make your case stronger.

njobe89 12-02-2014 01:38 PM

Quote:

Originally Posted by czirrfb (Post 3045564)
The lawyer keeps pushing me to continue to keep getting medical things done. Scans, examinations etc. I feel much better. But I know I cant see inside my head, why would she keep pushing me to do this stuff? My medical insurance (luckly) kicked in yesturday so now I have medical.

to run up the bill... your lawyer probably wants a higher medical bill so they can sue for more money.

evil370z 12-02-2014 01:40 PM

Quote:

Originally Posted by czirrfb (Post 3045564)
The lawyer keeps pushing me to continue to keep getting medical things done. Scans, examinations etc. I feel much better. But I know I cant see inside my head, why would she keep pushing me to do this stuff? My medical insurance (luckly) kicked in yesturday so now I have medical.

and dude you get hit dead on, all your medical bills , medicine, scans, etc will be paid by the other dudes insurance / out of his pocket. you my friend will not pay a dime. i didn't pay a cent out of my pocket, the other dudes insurance paid for EVERYTHING. the money you get at the end, dude u could buy a 15 nismo in cash .

czirrfb 12-02-2014 01:41 PM

I just don't understand why running the bills up makes it better I suppose. But ive never had to deal with anything like this before its all new. I would LOVE to be able to get anough for a 370z.... Its like a blessing from god. Things happen for a reason they say.

Hopefully this down time and depression and being car-less will be worth it down the road.

njobe89 12-02-2014 01:46 PM

Quote:

Originally Posted by evil370z (Post 3045573)
and dude you get hit dead on, all your medical bills , medicine, scans, etc will be paid by the other dudes insurance / out of his pocket. you my friend will not pay a dime. i didn't pay a cent out of my pocket, the other dudes insurance paid for EVERYTHING. the money you get at the end, dude u could buy a 15 nismo in cash .

it all depends on how big his policy was... i wouldn't say he is going to be walking away with some 40k+ in cash where he could get the nismo in cash.

czirrfb 12-02-2014 01:58 PM

Guys ill be honest, Even if I get only like 10-15k ill be super happy, but at the same time this guy literally tried to murder me and took my car from me. So I dont feel like a greedy ******* for wanting more for this. Is that wrong?

I hear stories of people suing others for silly things like slipping and falling and getting lots of $ compensation.

njobe89 12-02-2014 02:04 PM

Quote:

Originally Posted by czirrfb (Post 3045591)
Guys ill be honest, Even if I get only like 10-15k ill be super happy, but at the same time this guy literally tried to murder me and took my car from me. So I dont feel like a greedy ******* for wanting more for this. Is that wrong?

I hear stories of people suing others for silly things like slipping and falling and getting lots of $ compensation.

none of us here can tell you what will exactly play out, but no you aren't in the wrong for wanting more money.

people do sue for slipping, things being too hot, etc. but those are business's they usually sue or home owners. For example, we rented out a house, a guy fell down the stairs and sued us (our home insurance) and got $100,000. Another example is if a 18 wheeler were to hit you they are usually insured for a million. So it all depends where the accident occurred, who hit you, how much their policy is, etc.

czirrfb 12-02-2014 02:05 PM

So basically if this dude has some crappy insurance that is liability I wont get much of anything? And I could even end up owing $ on medical stuff?

njobe89 12-02-2014 02:09 PM

Quote:

Originally Posted by czirrfb (Post 3045597)
So basically if this dude has some crappy insurance that is liability I wont get much of anything? And I could even end up owing $ on medical stuff?

i don't know anyone that has had that happen to them yet. You won't owe anything, i was just saying i don't think you will get enough money where you can buy a new nismo in cash as someone stated previously.

czirrfb 12-02-2014 02:14 PM

Oh lol I didnt expect too haha I mean that would be badass! But ill make sure to keep this updated as this case continues, thanks for the advice/help =)

Jazzster 12-02-2014 02:18 PM

My 2 cents worth.

- The only person who will come out on top is the lawyer.
- If the dude's insurance sucked, I doubt they will just pay whatever amount your medical bills come to (Much less pain and suffering). They are in the business to make money (just like your lawyer).
- If the dude's insurance sucked, it could take a long time to see any money. In the meantime you will STILL have to pay medical bills etc. if your personal insurance won't cover it.

Personally, I would not lie about anything or take any unnecessary tests. If you think the insurance company lawyers don't know the tricks and ways people lie or where to look to find evidence of fraud (like lying) you are mistaken. Again, they (the insurance company's lawyers) are there to make sure they pay as LITTLE AS POSSIBLE or delay it as long as they can. Yes, there are big settlements and there are lots that aren't or take forever in court. Yes, you should be compensated fairly (money for loss of car, loss of work, stress/pain/etc) and your necessary medical bills handled. Just don't get greedy and wind up in a deeper hole than you can get out of.

James

njobe89 12-02-2014 02:20 PM

additionally, if you are suing, i would never say i feel better to anyone and then get more tests and stuff done. you never know who is watching / investigating you.

czirrfb 12-02-2014 02:21 PM

You guys will prolly think im BS'ing here but im eating pei wei for lunch and my fortune cookie I just opened says

"Remember one month from this date. Good things are coming!" Interesting.

czirrfb 12-02-2014 02:23 PM

And the feeling better was in relation to the week I was in the hospital, I mean its true. Im in better condition. But nowhere near the condition I was prior to the accident, thats for sure (emotionally, physically, financially etc.)


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