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My wife said no!

I considered whether or not this is going from bad to worse. I am weighing the fact that I am still driving my 86' Rx7 because I like it and

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Old 09-21-2009, 10:26 AM   #1 (permalink)
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Default In over my head

I considered whether or not this is going from bad to worse. I am weighing the fact that I am still driving my 86' Rx7 because I like it and took good care of it as I do all my vehicles including my 66 Sport Fury which is getting a body make-over. I am also considering the fact that I will always be upside down in my Pathfinder as it depreciates each year. That was not a huge problem as I take care of it as well. It is sitting in the garage with 23K miles and looks brand new...bright shiny and red. I am also middle aged and could retire from my teaching job in 5 years. I might go longer but once I retire, I doubt I will be buying anything too expensive so this might be it for me (who wants to be a high school teacher at age 65?..or older???). These are the pro's but there are cons I am weighing as well. I have submitted a credit app through Fusz (nice folks by the way) and they will give it their best shot. The one I drove almost two weeks ago is still here and I still have my current payment of $644 a month on the Pathfinder.

As a 17 year teaching veteran, I am very lucky to have a good job that is somewhat insulated from what politicians are doing to the economy although I do worry about my retirement.

Last edited by Inspector71; 09-21-2009 at 11:02 AM.
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Old 09-21-2009, 04:47 PM   #2 (permalink)
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Originally Posted by Inspector71 View Post
I considered whether or not this is going from bad to worse. I am weighing the fact that I am still driving my 86' Rx7 because I like it and took good care of it as I do all my vehicles
I congratulate you on keeping it so long, thats some good stuff, and can understand why you want something new. But 72 month are for people that live in the ghetto, not teachers


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I am also considering the fact that I will always be upside down in my Pathfinder as it depreciates each year.

You can fix that by paying it off. If you are unable to do that then you can increase your payments
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Old 09-21-2009, 08:52 PM   #3 (permalink)
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Originally Posted by Inspector71 View Post
I considered whether or not this is going from bad to worse. (...)

I've just scanned through several hundred comments on this thread, and don't think I've seen anyone else come right out and say what I'm about to.

Don't buy the Z. Period.

It's a wonderful car. But this is not your moment. If you plan for it, you could be a lot more ready in 2011 or 2012... and would have a car newer than any of ours on the board right now.

You're not ready financially, you're not ready because you haven't memorized all the specs and option packages like we have, you're not ready because it's a bad fit in your family and your vocation, you're not ready because you'll be paying big consumer interest at a time the Fed is giving banks a 0% funding rate. You're not ready because you haven't worked on a new car purchase with enough dealers to improve your buying/bargaining technique.

There's another car coming out next month that will catch your eye. Maybe your wife will be more approachable on that. I wouldn't recommend an Altima, but I might recommend a Hyundai Genesis coupe (if you can't wait to trade).

No jokes on this reply. We had a string of about a hundred comments that weren't anything about the car, but lifestyle... that's plenty of Humor, of you call it that.
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Old 09-21-2009, 09:45 PM   #4 (permalink)
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jginnane- nnn...ive been saying from the beginning to sell the pathfinder and save up a year.

and do it right the first time and get the Z, not some hyundai. you'll end up buying the Z anyway later on. save up, get wat you really want. no substitutes. otherwise you're just wasting your money.
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