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Im so goddamn sad right now

Originally Posted by falconfixer Don't go through your insurance. You rear ending someone will kill your rates. But if police report is filed, the insurance company will know anyways. So

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Old 04-27-2014, 11:28 AM   #1 (permalink)
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Originally Posted by falconfixer View Post
Don't go through your insurance. You rear ending someone will kill your rates.
But if police report is filed, the insurance company will know anyways. So might as well just get insurance involved.

As for OP, if you want to replace the bumper and hood, do with the OEM ones. Aftermarket ones will decrease your car value and potential buyers dramatically if you ever plan to sell your car. But the nismo front bumper plus hood replacement won't be cheap. So get your insurance involved.
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Old 04-27-2014, 12:23 PM   #2 (permalink)
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But if police report is filed, the insurance company will know anyways. So might as well just get insurance involved.
Yes. Generally, if the police were called, the accident report becomes part of the OP's DMV record even if no citation was issued and the insurance company will discover it next time they do a DMV check...either at the 6 month or 1 year renewal depending on their protocol. The insurance company is going to list it as a chargeable accident no matter what. Might as well file the claim. The insurance rate damage is already done.
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Old 04-27-2014, 01:55 PM   #3 (permalink)
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Learn sumthing new every day. Guess I'll wait around some more for the insurance company to catch up on my motorcycle accident from 2005.
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Old 04-27-2014, 02:11 PM   #4 (permalink)
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Learn sumthing new every day. Guess I'll wait around some more for the insurance company to catch up on my motorcycle accident from 2005.
Or maybe I wont use insurance... lol
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