Im so goddamn sad right now

MacCool

Yes. Generally, if the police were called, the accident report becomes part of the OP's DMV record even if no citation was issued and the insurance company will discover it next time they do a DMV check...either at the 6 month or 1 year renewal depending on their protocol. The insurance company is going to list it as a chargeable accident no matter what. Might as well file the claim. The insurance rate damage is already done.

falconfixer

Learn sumthing new every day. Guess I'll wait around some more for the insurance company to catch up on my motorcycle accident from 2005.

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Bitch ex wife's scumbag lawyer made sure this went away.

Zephon13

Or maybe I wont use insurance... lol

kenchan

damn, looks like some dogdamn taffyapple sat on it.


sorry to see and hear.

Zephon13

Thanks for the input guys, I'm working with a buddy of mine to get it fixed up. I'm still deciding between OEM and aftermarket, mainly looking at Stillen, but I'll be going through my insurance with whatever I end up doing. It just sucks that my deductible is so high... lol

RonRizz

Never heard that one before... So the days of paying out of pocket for minor fender benders to avoid rate increases is gone?????? Wonder if that's a state thing, or nationwide. I have paid oop for 2 in the last 3 years for my kids, and my insurance has never increased. (the same car, titled to me) Also, neither one of them reported a hike in insurance rates because of it....???? Also, an FYI, Rockauto.com has OEM bumpers ready to paint for some models of the Z at $180

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forza370z

If a police report is filed and it's your fault cause the accident. It will be under your record and it's just matter of time for insurance company to find out. I ran stop sign and caught by the police last year. I didn't contact my insurance company but I am wondering why my insurance rate went up.

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09 PW 370z Nismo | K&N Drop Ins | HKS Hi Power | Berk HFCs | Work Meister S1 3P | Project Kics R40 Neo Chrome Lug Nuts | KW V1 | SPC rear camber arms/toe bolts | Southbend Stage 3 daily clutch | Southband 19Ib Steel Flywheel | ZSpeed CSC

MacCool

AFAIK, all states record accidents on your DMV if a police report was done by the cops, or if an accident report was filed by the involved drivers as required by most state laws (if damage exceeds a certain level, which thus one certainly does). How your insurance company interprets the DMV is the variable. Some might care about how much the accident cost them, some might care as whether it's a chargeable or non-chargeable accident, some may allow a certain number of chargeable accidents before raising rates. They view long-term customers differently as well as other risk factors including age, marital status, gender, length of time with company, and how much money you spend with them every year (ie, how many other vehicles you insure).

Zephon13

Progressive has been pretty good to me over the past 5 or so years. I had one accident 4 years ago (pretty much the same thing as this. 5mph collision that messed up my hood and bumper) and when it came time to renew my rate for 6 months went up by about $20. I'm hoping the same holds true this time.

MacCool

I promise you, it's not because they love you. It's because they have coldly measured the financial risk you pose them and they've decided that, overall, they can make money on you.

DOOMMONKEY777

Looks like u can just buff it off man, dont worry as long as ur alright its just a piece of metal, which can always be replaced by an even better piece of carbon. First time i crashed i was pissed like u, started swapping parts,now if i brake it, i cant wait to fix it.

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Kids don't do Drugs, Drugs are bad, so let the professional druggies do Drugs for you. 537whp/496lb/tq@8-9PSI 93 octane

10MPlayer

If this is as sad as your life's been you've had a good run. Count your blessings.

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martin82

My friend has a clear bra magnetic black bumper and I have one as well prob has a few rock chips. The nismo bumper at dealer cost w no paint is about $450-500.

Shoot me a pm will have more Info for u

10MPlayer

This sounds like one of those "My friend's mom's cousin's uncle make $80 an hour from home. Blah, blah, blah. Just a joke. No offense meant. I'm sure you're just trying to pass on some good info. I've had a couple of beers so you never know what I'm going to say.

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About my name: I occasionally play a Conn 10M Tenor Saxophone - so 10MPlayer

falconfixer

Still sad?

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Bitch ex wife's scumbag lawyer made sure this went away.