just bought the car and got rear ended..

JARblue

I guess I wasn't aware that there were insurance companies that charge you your deductible even if you're not at fault. However, that is not something that I want in my policy. If it's not my fault, I shouldn't have to pay a dime. In fact, I think policyholders should be entitled to a few extra $$ for the trouble they have to go through to get the car fixed since some jacka$$ hit them. But I'm not greedy and understand that doing that will just raise insurance even more, so I'm not advocating for it or anything.

I have to get a quote from one of my insurance's approved shops (usually a lowball), but like anyone else I can get quotes from other shops. I just have to contest their shop's quote; a couple of quotes that show their shop is low is good enough. I've never bothered to go through the trouble to contest (though I would with the Z), but a family member has and said it was no problem to get them to honor the quote at the shop he wanted to use.

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