Who Do You Insure Through

Chuck33079 · 05-07-2013, 02:24 PM

Location makes a big difference. Maybe not $510 difference, but it's really hard to compare insurance rates across the country.

Minsu · 05-07-2013, 02:24 PM

lawl this is making me sad. the numbers im getting quoted for seem not real after seeing these numbers. Is there ANYONE paying over 500 a month...

red2010z · 05-07-2013, 02:25 PM

If your getting quoted for over 500 a month. You better get on the parents policy or get a bicycle.

Chuck33079 · 05-07-2013, 02:25 PM

How's your credit? Many companies take that into account as well.

kenchan · 05-07-2013, 02:26 PM

Quote:

Originally Posted by Drex

insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.

my point exactly!

Minsu · 05-07-2013, 02:26 PM

started building that bad boi 3 months ago.
Havent missed a payment xD

Minsu · 05-07-2013, 02:26 PM

Quote:

Originally Posted by kenchan

my point exactly!

ok fine does anyone IN THE EAST COAST pay over 200 bucks for insurance

Chuck33079 · 05-07-2013, 02:30 PM

Quote:

Originally Posted by Minsu

started building that bad boi 3 months ago.

Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Minsu · 05-07-2013, 02:31 PM

Quote:

Originally Posted by Chuck33079

Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Would any two door coupe be high risk?

kenchan · 05-07-2013, 02:31 PM

guy1: i drive a car with 4 tires. i paid $20K

guy2: dooood, you got a super deal! my car with 4 tires cost $40K.

NickTurnon · 05-07-2013, 02:34 PM

Quote:

Originally Posted by Minsu

sry to quote you twice in the same thread but holy cow your the same age as me and ur getting in the 1's. wtffff i have a 3.9 gpa junior in college im in the national society of collegiate scholars and im dashingly handsome. no tickets no accidents that were my fault. why are our numbers so different

You may be dashingly handsome, but I guess im better looking...

Chuck33079 · 05-07-2013, 02:35 PM

Quote:

Originally Posted by Minsu

Would any two door coupe be high risk?

More so than a sedan. The insurance companies know sportier cars are usually driven in a spirited manner, leading to claims. You're looking at one with over 300 hp. A better long term financial decision would be to buy something much cheaper and slower while you build your credit. After you turn 25, your rates will drop dramatically. Then, go buy something more entertaining while paying less in interest and insurance.

NickTurnon · 05-07-2013, 02:36 PM

If you are paying more then $500, Id sell the car!

Thats ridiculous.. There has to be someone willing to do it for less. Especially if you say you have a clean record.

Minsu · 05-07-2013, 02:38 PM

sry for my ignorance is scottsdale in AZ?

Minsu · 05-07-2013, 02:38 PM

im gonna shop around for insurance after i go to see joe this week

05-07-2013, 02:24 PM	#31 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Location makes a big difference. Maybe not $510 difference, but it's really hard to compare insurance rates across the country. DEpointfive0 likes this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

05-07-2013, 02:25 PM	#33 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 38 Posts: 587 Drives: '10 Red B/S/M Rep Power: 13	If your getting quoted for over 500 a month. You better get on the parents policy or get a bicycle. Minsu likes this. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-07-2013, 02:25 PM	#34 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	How's your credit? Many companies take that into account as well. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

05-07-2013, 02:36 PM	#43 (permalink)
NickTurnon A True Z Fanatic Join Date: Jul 2011 Location: Scottsdale Age: 33 Posts: 1,636 Drives: 09 BS 7AT 370z Rep Power: 17	If you are paying more then $500, Id sell the car! Thats ridiculous.. There has to be someone willing to do it for less. Especially if you say you have a clean record. DEpointfive0 likes this. __________________ 2009 Brilliant Silver BASE 7AT \| TEIN S-Tech Springs \| K&N Drop Ins & z1 Maf Tubes \| AAM S-Line Short Tails \| 5% Tint \| 20MM Spacers \| Sport Spoiler NickTurnon's 370z Build

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05-07-2013, 02:24 PM	#32 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 23	lawl this is making me sad. the numbers im getting quoted for seem not real after seeing these numbers. Is there ANYONE paying over 500 a month...

05-07-2013, 02:26 PM	#36 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 23	started building that bad boi 3 months ago. Havent missed a payment xD

05-07-2013, 02:31 PM	#40 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141520	guy1: i drive a car with 4 tires. i paid $20K guy2: dooood, you got a super deal! my car with 4 tires cost $40K.

05-07-2013, 02:38 PM	#44 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 23	sry for my ignorance is scottsdale in AZ?

05-07-2013, 02:38 PM	#45 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 23	im gonna shop around for insurance after i go to see joe this week