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Insurance quote from The General

I refuse to to do anything with Progressive due to that shrill wench beast Flo and her daily assault on my senses. I wish she and the general would be

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Old 01-05-2013, 11:23 AM   #1 (permalink)
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I refuse to to do anything with Progressive due to that shrill wench beast Flo and her daily assault on my senses. I wish she and the general would be in a high speed collision with each other and die from the resulting explosion and mushroom cloud.
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Old 01-05-2013, 11:26 AM   #2 (permalink)
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love Amica.. had them for a LONG time.. since I was 16... not going to say how many total years that is.. but probably longer than most here have been alive. They have been a HUGE help when dealing with uninsured drivers that like to take me out.
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Old 01-05-2013, 12:04 PM   #3 (permalink)
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i have a hayabusa, a srt10, and a 370 roadster and i pay 190 a month with statefarm for all 3
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Old 01-05-2013, 12:44 PM   #4 (permalink)
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As started earlier, state farm is decent UNTIL something happens. Then your rates will either be doubled or you will be dropped. Ask me how i know.... Their quality has plummeted over the last few years
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Old 01-05-2013, 01:11 PM   #5 (permalink)
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As started earlier, state farm is decent UNTIL something happens. Then your rates will either be doubled or you will be dropped. Ask me how i know.... Their quality has plummeted over the last few years
I had a $20K+ wreck about 8 months ago - State Farm didn't raise my rate one cent and not even a hint at cancellation. Agent did say that if I have another wreck in the next 3-4 years that premiums will go up, but no talk of cancellation.
My daughter, also with State Farm (liability only, not under my policy), had a wreck about 2 months ago - no increase or cancellation. The agent did tell her that she was on thin ice, but she has only been driving for a year, so, at this point, her record is pretty crappy.

Sorry to hear about your problems with SF, but I have been very pleased with them.
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Old 01-05-2013, 01:09 PM   #6 (permalink)
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I have Ameriprise, it was the best rate out there, just finished my free trial of snapshot with progressive and now they r $100 cheaper than Ameriprise
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Old 01-05-2013, 01:38 PM   #7 (permalink)
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I have USAA also with 4 cars in my policy including the Z and I pay $230............09 Z, 10 CX-7, 13 Versa & 92 Ranger.

And is because my teen daugther is on my policy, also a few tickets and one accident with the Z.


The Z pays less than my old lady SUV
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Old 01-05-2013, 02:26 PM   #8 (permalink)
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When I went to insure my 175hp Sentra Spec-V from a broker I was told it was a "Race car" and the premium would be high... Really? That was a long time ago now I have Geico and with one speeding ticket I pay about $180 a month check them out.
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Old 01-05-2013, 02:46 PM   #9 (permalink)
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I shopped around most of the major companies when I bought the Z, as my old policy was almost up for renewal (progressive) I ended up transfrerring all to Erie.
State Farm, and allstate were a close second. The general, gieco, Progressive, and most others were about $500 high. Nationwide apparently is NOT on my side, as they were $1100 higher than Erie. After the first year, they lowered my premium by $250 as well.
Of course it will differ for everyone, but I'm dealing with... Single/46/clean record
2 homes (ones a rental property)
The Z (full coverage 50/100,000
2010 Malibu (full coverage 50/100,000
1999 cherokee
2003 neon
1996 saturn sl2
1993 Toyota corolla
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two teenage daughters
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$270 month The Z accounts for $44 of it.
Now that I see it all laid out, I think I need a drink!!
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Old 01-05-2013, 02:36 PM   #10 (permalink)
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Originally Posted by Nailzs View Post
I've been shopping around looking at different insurance companies to see if they're cheaper than my current company Amica.

Went to State Farm and went through the online quote thing. Not good at $400 over Amica.

Went to The General for a quote. After putting in the car model I got red flagged that my Z was an "unacceptable car". I was given a number to call for more information. I called the number given and talked to a lady CSR.
I told her what happened and told her what car I was wanting a quote for.
She said "we can't insure your car. It's a super car"

A super car? Left almost speechless I said "Thanks" and hung up.

If I remember correctly doesn't the General and his penguin buddy ride in a Corvette?
Op, how old are you? What is your driving record like? Maybe the insurance lady meant to say its a "sports" car and we can't insure you because you are high risk.. . ie young, tickets/wrecks on driving record.
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Old 01-05-2013, 09:29 PM   #11 (permalink)
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Quote:
Originally Posted by MJB View Post
Op, how old are you? What is your driving record like? Maybe the insurance lady meant to say its a "sports" car and we can't insure you because you are high risk.. . ie young, tickets/wrecks on driving record.
62 years old with a clean driving record, no wrecks. Safe driver status on my DL.

What I find really amazing is that Allstate wanted more to insure my 2000 Mitsubishi Eclipse than they want to insure my 2013 Z! $1300 for the Z, $1700 for the Eclipse! AND MY Z IS A SUPER CAR!
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Old 01-05-2013, 10:14 PM   #12 (permalink)
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I work in a body shop,I wish people who have Geico In. Could be standing there when the adjuster from Geico is talking/and making decision about their cars.
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Old 01-06-2013, 09:46 AM   #13 (permalink)
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Default Cheap Insurance may be no insurance

In the early 80's I bought the cheapest insurance I could find as I had no money and we have the highest insurance rates in the nation. Champion Insurance. Turns out the company was bankrupt and the insurance commissioner was covering that up. The insurance commissioner went to prison (what would the federal prison suppliers do without Louisiana politicians?) and many millions of claims were left unpaid. Guess who was personally liable for those claims? I was fortunate and had no accidents while I was covered by them but stopped shopping for low dollar insurance.

Insurance is just a contract and a contract is just a promise. Only as sound as the organization behind it. Been with Allstate over 30 years now and insurance on the Z was not disproportionately high compared to my Crown Vic that I was driving before--but still higher than if I lived some place where tort lawyers don't own the courthouse. I have had a couple of accidents and Allstate kept me out of the courthouse which is what I pay them for.
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Old 01-06-2013, 01:49 PM   #14 (permalink)
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I work in a body shop,I wish people who have Geico In. Could be standing there when the adjuster from Geico is talking/and making decision about their cars.

working with Geico on adjustments was 100% of the motivating factor behind going someplace else for my personal insurance.

They're likely the cheapest option (for my Mustang, I pay just over $75/mo for 300k/300k/100k limits and a $1MM umbrella), but the way they handle repairs is laughable.
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Old 01-06-2013, 07:47 PM   #15 (permalink)
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Originally Posted by Red__Zed View Post
working with Geico on adjustments was 100% of the motivating factor behind going someplace else for my personal insurance.

They're likely the cheapest option (for my Mustang, I pay just over $75/mo for 300k/300k/100k limits and a $1MM umbrella), but the way they handle repairs is laughable.
My friend was an adjuster for Geico. He hated it as much as the customers. He is back working for USAA now.

I'm insured with USAA, but I think consumer guru Clark Howard has always talked well of Amica.
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