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$4000 insurance per year ... Why so expensive?

Originally Posted by dragonbreath Who do you have your insurance with lol. I'm 23 and paying $233 a month. Also don't forget guys that location plays a major roll in

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Old 03-27-2012, 07:32 PM   #11 (permalink)
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Originally Posted by dragonbreath View Post
Who do you have your insurance with lol. I'm 23 and paying $233 a month.

Also don't forget guys that location plays a major roll in price too.

lol when i actually bought the car i was 21 i turned 22 in may, bought the car April 4th, 2011. i have Travelers insurance

i called them up and asked and they said:

"what type of car is it?
" 2011 Nissan 370z" i said bracing for a high rate.
"does it have a turbo?"
"no it doesnt"
" well then its not considered a sports car to us, your rate a year only increases a few hundred a year."

my parents were banking on the insurance sky rocketing and me having to give the car back. then the call came in and they were all ears listening in and when they heard that they both looked at each other like "well sh*t..... that backfired on us"
"really?!?!"
" yes if it had a turbo then yes it would be a sports car to us"

and THEN not 5 months or so later, i get a letter saying "dear Mr Gainey, we have reviewed your policy and your record and due to your outstanding driving, no arrests, no DUI's no crashes, your rate has dropped 300 dollars.
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Last edited by Nismo89; 03-27-2012 at 07:38 PM.
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