Progressive Snapshot

Originally Posted by vo2max99

Progressives snap shoot device doesn't track you with GPS or anything. The device simply measures your cars vitals so it's nothing to get all paranoid over.

* Regularly drive more than 30 miles a day?

* Regularly drive between 12-4am?

* Regularly stomp on your brakes?

* Regularly drive like a ****-on-wheels?

If you answered "No" to all 4 questions snapshot is a no-brainer easy way to save 30% off your premium.

Progressive is great. I got a quote from Allstate / State Farm and they were going to charge me a fortune compared to the rate I got with Progressive. When your **** breaks they fix it ASAP as well

Originally Posted by vo2max99

Progressives Snapshot is invasive? lol...

They aren't forcing people to use it and they clearly outline the rules.

Again, they aren't tracking you with GPS.

If you regularly drive more than 30miles a day, stomp on your brakes, drive like a ****-on-wheels and drive between 12-4am you won't get the best rate. Otherwise it's a really easy and simple way to save a whopping 30%.

Insurance companies use a lot of different factors to determine your individual insurance rate such as your credit score, rather you rent or own a home, your gender/age and so on.

If anything it makes more sense to take into account your driving habits to determine risk.

The more time you spend on the road the higher the chances you get into an accident. The same goes for slamming on your brakes, driving between 12-4am (greater chance of getting stopped by police for speeding, etc).

Regardless there's nothing being cramped down anyones throats here and no reason to believe anything in the future will be. It's simply an easy way for people to save a **** ton on their insurance if they so chose.

Originally Posted by vo2max99

Snapshot is voluntary NOT mandatory. It does NOT use GPS. It simply monitors your cars vitals.

There's no reason to think insurance companies are going to start forcing people to use snapshot type devices.

Again, insurance companies use all sorts of IMO irrelevant factors to determine your individual rate so why not use your individual driving habits if the individual so choses?

I'd rather my insurance rate me based on my driving vs. rather or not I'm married/ single; male/female; my zip code and other uncontrollable factors.

Now if you're too paranoid you aren't being forced to use snapshot but you are forced to comply with all the other uncontrollable / mandatory factors that are used to determine your rate. It's nice to finally have some control as to what our rates will be.

If people are confident about their driving habits and there's an OPTION for them to receive a huge 30% discount and that's a good thing. Options that help people save are good things not bad things.