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Originally Posted by MacCool It's not hating...it's statistics. Unmarried males age 16-23 are the most dangerous drivers on the road. Naturally there are outliers at either end of the bell-shaped

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Old 06-30-2011, 03:49 PM   #1 (permalink)
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It's not hating...it's statistics. Unmarried males age 16-23 are the most dangerous drivers on the road. Naturally there are outliers at either end of the bell-shaped curve, but as a group, those kids are by far the most likely to file insurance claims.
Yes, but the majority of that age group does not have any accidents so it is not fair to assume that a younger driver will always be irresponsible, have accidents and be incapable of exercising discipline and safe driving.
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Old 06-30-2011, 04:52 PM   #2 (permalink)
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Yes, but the majority of that age group does not have any accidents so it is not fair to assume that a younger driver will always be irresponsible, have accidents and be incapable of exercising discipline and safe driving.
So...it's not fair for insurance companies to charge higher premiums for unmarried male drivers age 16-23? Their actuarial data is wrong?
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