05-06-2011, 10:59 AM
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#21 (permalink)
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Enthusiast Member
Join Date: Mar 2011
Location: Bellevue, WA
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Quote:
Originally Posted by HoneyBadger
True. If you make a request, officers are supposed to file a report. They often don't if they don't think it is worth their time. You should always insist on a police report being filed when you are involved in an accident. Without a police report, insurance companies are more likely to deny a claim.
Reference: I'm an attorney that works with quite a few law enforcement agencies.
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Even without a formal report being filed, officers will have a contact report filed just for being on scene, so if the insurance company does try to b.s. you, there is proof that an officer responded. The contact report is not official, they file them in case there is a crime within a certain time frame involving either one of you, it gives them a starting point if that should occur.
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