Who REALLY owns their Z???

Hambone1 · 04-06-2011, 02:52 PM

Paid cash for mine

Econ · 04-06-2011, 03:02 PM

Rawr

Mike · 04-06-2011, 03:08 PM

paid off

ImportConvert · 04-06-2011, 03:13 PM

I financed 90% of my car because I want to have something absurd on my credit record so that when I buy a house I won't get the shaft. Previously, I had a $750 limit credit-card, 2 $1000 loans, and a $2500 LOC.

If it saves me just 1/4 a percent on the house, it will have paid for itself and then some.

onzedge · 04-06-2011, 03:17 PM

Quote:

Originally Posted by ImportConvert

I financed 90% of my car because I want to have something absurd on my credit record so that when I buy a house I won't get the shaft. Previously, I had a $750 limit credit-card, 2 $1000 loans, and a $2500 LOC.

If it saves me just 1/4 a percent on the house, it will have paid for itself and then some.

Smart move.

Forrest · 04-06-2011, 03:26 PM

Paid in cash. Finance guy was being a jerk on the APR so I just said cash then. His eyes bugged a little then made the off handed remark of "It must be nice".

OldGuy · 04-06-2011, 03:58 PM

Paid cash for mine. Wouldn't have bought it otherwise.
Interesting question is how many of those who financed are upside down.

Red__Zed · 04-06-2011, 04:01 PM

Quote:

Originally Posted by OldGuy

Paid cash for mine. Wouldn't have bought it otherwise.
Interesting question is how many of those who financed are upside down.

I'm sure a lot. These cars didn't hold their value nearly as well as you'd expect

ImportConvert · 04-07-2011, 12:17 AM

Quote:

Originally Posted by OldGuy

Paid cash for mine. Wouldn't have bought it otherwise.
Interesting question is how many of those who financed are upside down.

This is why GAP and free new car replacement (total the car within 3 years and they buy you a brand new one) are a "must" for me on my insurance policy. Also got GAP through my financing agency incase, God forbid, something with the insurance company goes wrong somehow.

I had a teacher in high school who's son had a new (then) '03 Cobra, and the insurance lapsed on Friday, he was going to re-up his policy on Monday. Car was hit Saturday (hit/run). Luckily, only $1200 or so in damage, but it's a good lesson. GAP, GAP, and more GAP, if you are anywhere near even/upside down. Even if not. GAP. It's cheap.

FL 4Motion · 04-07-2011, 12:32 AM

Quote:

Originally Posted by Shamu

Put $10 K down and financed the rest as I like flexibility with my money. I have some much higher returns with my liquid assets than my very low interest rate.. No need to tie them up in the car.

Quote:

Originally Posted by ImportConvert

This is why GAP and free new car replacement (total the car within 3 years and they buy you a brand new one) are a "must" for me on my insurance policy. Also got GAP through my financing agency incase, God forbid, something with the insurance company goes wrong somehow.

I had a teacher in high school who's son had a new (then) '03 Cobra, and the insurance lapsed on Friday, he was going to re-up his policy on Monday. Car was hit Saturday (hit/run). Luckily, only $1200 or so in damage, but it's a good lesson. GAP, GAP, and more GAP, if you are anywhere near even/upside down. Even if not. GAP. It's cheap.

/\ +1 to both these gents replies.

destinyZ · 04-07-2011, 03:23 AM

lol, i feel broke with all these ppl throwin cash at the dealers like they grow it in their back yard.

Im not upside down at all...and its no where near paid off. Somewhere in the middle.

for those who are upside down, you need to fix that ASAP. it is not a good position to be in at all.

kidkotic2001 · 10-16-2012, 12:06 PM

I am not upside down at all.

Urbanracer · 04-06-2011, 04:14 PM

Owned since day one, can't really justify having a payment on a toy.

HATED1 · 04-06-2011, 04:14 PM

Paid in cash money.

jaedub · 04-06-2011, 04:25 PM

damn look at all these ballers.

04-06-2011, 03:08 PM	#3 (permalink)
Mike The370Z.com Sponsor Join Date: Jun 2009 Location: Loganville, GA Posts: 5,944 Drives: 370z Rep Power: 2188	paid off kidkotic2001 likes this. __________________ NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z Porsche: 93 968 / 23 Macan GTS / 93 968

04-06-2011, 03:26 PM	#6 (permalink)
Forrest Track Member Join Date: Mar 2009 Location: california 707! Posts: 677 Drives: 09 370z Blk 6mt sprt Rep Power: 260	Paid in cash. Finance guy was being a jerk on the APR so I just said cash then. His eyes bugged a little then made the off handed remark of "It must be nice". Nism0 likes this. __________________ my pictures http://www.the370z.com/members/forrest-albums-370z.html

04-07-2011, 03:23 AM	#11 (permalink)
destinyZ Enthusiast Member Join Date: Apr 2010 Location: Guam, USA Age: 37 Posts: 415 Drives: FROM INDIANA Rep Power: 17	lol, i feel broke with all these ppl throwin cash at the dealers like they grow it in their back yard. Im not upside down at all...and its no where near paid off. Somewhere in the middle. for those who are upside down, you need to fix that ASAP. it is not a good position to be in at all. Last edited by destinyZ; 04-07-2011 at 03:34 AM.

10-16-2012, 12:06 PM	#12 (permalink)
kidkotic2001 Track Member Join Date: Feb 2011 Location: El Paso, TX Posts: 541 Drives: Like Crazy Rep Power: 17	I am not upside down at all. __________________ ThAt WaS a CrAzY nIgHt

04-06-2011, 04:14 PM	#14 (permalink)
HATED1 Track Member Join Date: Jan 2009 Location: WA Posts: 504 Drives: 2010-370z-Red-6 SPD Rep Power: 19	Paid in cash money. __________________ If i can't be loved I might as well be hated...

04-06-2011, 02:52 PM	#1 (permalink)
Hambone1 Enthusiast Member Join Date: Mar 2011 Location: Bellevue, WA Posts: 438 Drives: 370Z MB 7AT Sport Rep Power: 16	Paid cash for mine

04-06-2011, 03:02 PM	#2 (permalink)
Econ A True Z Fanatic Join Date: Jan 2011 Location: New York City Posts: 2,546 Drives: Fiat? Rep Power: 21	Rawr

04-06-2011, 03:13 PM	#4 (permalink)
ImportConvert A True Z Fanatic Join Date: Jun 2010 Location: SWMO Posts: 4,454 Drives: 2019 CX5 GT Reserve Rep Power: 7628	I financed 90% of my car because I want to have something absurd on my credit record so that when I buy a house I won't get the shaft. Previously, I had a $750 limit credit-card, 2 $1000 loans, and a $2500 LOC. If it saves me just 1/4 a percent on the house, it will have paid for itself and then some.

04-06-2011, 03:58 PM	#7 (permalink)
OldGuy Base Member Join Date: Dec 2009 Location: Greensburg PA Posts: 899 Drives: '09370Z Red Base A7 Rep Power: 18	Paid cash for mine. Wouldn't have bought it otherwise. Interesting question is how many of those who financed are upside down.

04-06-2011, 04:14 PM	#13 (permalink)
Urbanracer Enthusiast Member Join Date: Oct 2009 Location: The mid-west, USA Posts: 266 Drives: God's Chariot Rep Power: 17	Owned since day one, can't really justify having a payment on a toy.

04-06-2011, 04:25 PM	#15 (permalink)
jaedub Track Member Join Date: Aug 2010 Location: Los Angeles Posts: 906 Drives: 2010 Black 370Z MT Rep Power: 306	damn look at all these ballers.

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