Who REALLY owns their Z???

KillerBee370 · 04-07-2011, 08:50 AM

Quote:

Originally Posted by USINC97

The wife owns ours.

The wife really owns everything doesn't she? Paid for or not!

Mt Tam I am · 04-07-2011, 09:08 AM

Quote:

Originally Posted by KillerBee370

The wife really owns everything doesn't she? Paid for or not!

Not at my house. I have both Fobs.

Paid for Z in full, and saved $7400 off sticker. I even retained my social security number, and refused to give it to dealership.

onzedge · 04-07-2011, 09:32 AM

Quote:

Originally Posted by Mt Tam I am

Not at my house. I have both Fobs.

Paid for Z in full, and saved $7400 off sticker. I even retained my social security number, and refused to give it to dealership.

Nice.

Red__Zed · 04-07-2011, 09:37 AM

Quote:

Originally Posted by KillerBee370

The wife really owns everything doesn't she? Paid for or not!

Not sure whether to

or

.

OldGuy · 08-15-2011, 09:10 PM

Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

dsimon40 · 08-15-2011, 10:31 PM

Financed 35k @ 1.9%.

No other debt at this time so the plan is to double payments for 30 months and get it paid off ASAP.

Thought it would be best to finance and use cash for other "fun" purposes since the worlds going to end anyway in 2012.

ImportConvert · 08-16-2011, 03:57 AM

Quote:

Originally Posted by OldGuy

Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

Most good checking accounts will earn you 4.25% these days, and if you put that $35K into a 4.25% checking account and financed at 1.9% you would be making 2.35%. So basically, you lost out on the bank PAYING you 2.35% of that purchase price. If, at any time, you want to pay it off, just pull the money out of that account and put it into the other.

Basically, you lost $800.

Cash is cash, and the dealer doesn't care if your name, or Chase's name is on that check. Same deal is same deal.

Lots of misconceptions out there about credit-cards, financing, etc. People are losing big bucks by not hammering their credit-cards and the like. It's only bad if you're ignorant and irresponsible. Otherwise, I make a few hundred bucks cash a year just off my little gas/food credit-card. Kinda nice to have the bank pay me to use their card.

rebe945 · 08-16-2011, 08:53 AM

One payment.

PharmDZ · 10-14-2012, 08:23 AM

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

blackcherry20 · 10-14-2012, 08:33 AM

Quote:

Originally Posted by PharmDZ

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

me too...that is a sweet deal....free money!

MarkGideon · 10-14-2012, 09:33 AM

Quote:

Originally Posted by PharmDZ

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

Same here. At 0% no reason for me not to not just use NMAC's money. I can understand paying it off early though if your rate on the loan is more than what your money can earn for you.

kidkotic2001 · 10-16-2012, 12:01 PM

I paid for my 09 in cash but my 2012

32k
minus 15k down
17 financed at 2.0%

Will pay it off by mid next year.

onzedge · 04-06-2011, 12:45 PM

Quote:

Originally Posted by JohnsZ

I had an interesting conversation recently with one of our fellow members regarding how much we each were paying per month for our Z. That led me to wonder how many of us were financing or have paid for it outright. For fun, let's take a little survey and see who REALLY owns their Z. So reply if you want! It might be an interesting result.

I wrote a check for mine -- in full. Oh yeah, I am 27, I mean, 50 years old.

phelan · 04-06-2011, 01:26 PM

financed after 15k down, but already paid off

f18mech · 04-06-2011, 02:23 PM

No payments ...cash baby!!!!

08-15-2011, 10:31 PM	#6 (permalink)
dsimon40 Base Member Join Date: Jul 2011 Location: Houston, TX Posts: 16 Drives: '10 370ZR 6MT Rep Power: 14	Financed 35k @ 1.9%. No other debt at this time so the plan is to double payments for 30 months and get it paid off ASAP. Thought it would be best to finance and use cash for other "fun" purposes since the worlds going to end anyway in 2012. Last edited by dsimon40; 08-15-2011 at 10:42 PM.

08-16-2011, 08:53 AM	#8 (permalink)
rebe945 Enthusiast Member Join Date: Mar 2010 Location: middleburg hts, ohio Posts: 491 Drives: 2009 370Z black 7at Rep Power: 16	paid for One payment.

10-16-2012, 12:01 PM	#12 (permalink)
kidkotic2001 Track Member Join Date: Feb 2011 Location: El Paso, TX Posts: 541 Drives: Like Crazy Rep Power: 16	almost paid (NNNOOOOOTTTT! I paid for my 09 in cash but my 2012 32k minus 15k down 17 financed at 2.0% Will pay it off by mid next year. __________________ ThAt WaS a CrAzY nIgHt

04-06-2011, 01:26 PM	#14 (permalink)
phelan A True Z Fanatic Join Date: Apr 2009 Location: CA Age: 39 Posts: 9,513 Drives: Scoobaroo Rep Power: 3407	financed after 15k down, but already paid off __________________ 凛 ('Rin') - 2009 Nissan 370Z With silence comes peace. With peace comes freedom. With freedom comes silence.

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08-15-2011, 09:10 PM	#5 (permalink)
OldGuy Base Member Join Date: Dec 2009 Location: Greensburg PA Posts: 899 Drives: '09370Z Red Base A7 Rep Power: 17	Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

10-14-2012, 08:23 AM	#9 (permalink)
PharmDZ Track Member Join Date: Jul 2012 Location: New Jersey Posts: 997 Drives: 11 Nissan 370Z BS M6 Rep Power: 14	May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

04-06-2011, 02:23 PM	#15 (permalink)
f18mech Base Member Join Date: Mar 2010 Location: Va Beach Va Age: 58 Posts: 15 Drives: 09 370z7AT/nav/ Rep Power: 16	No payments ...cash baby!!!!