Who REALLY owns their Z???

kenchan · 04-06-2011, 12:33 PM

Hai!

Xander117 · 04-06-2011, 02:46 PM

Quote:

Originally Posted by kenchan

Hai!

Aa sou desu ka ....

9Zs_Ed · 04-06-2011, 02:55 PM

No financing here, but considered paying with a Home Equity check.

The Z's previously owned and I had a trade-in however. $18,800 plus change including tax, title and license.

Shamu · 04-06-2011, 07:00 PM

Put $10 K down and financed the rest as I like flexibility with my money. I have some much higher returns with my liquid assets than my very low interest rate.. No need to tie them up in the car.

USINC97 · 04-07-2011, 05:15 AM

The wife owns ours.

KillerBee370 · 04-07-2011, 08:50 AM

Quote:

Originally Posted by USINC97

The wife owns ours.

The wife really owns everything doesn't she? Paid for or not!

Mt Tam I am · 04-07-2011, 09:08 AM

Quote:

Originally Posted by KillerBee370

The wife really owns everything doesn't she? Paid for or not!

Not at my house. I have both Fobs.

Paid for Z in full, and saved $7400 off sticker. I even retained my social security number, and refused to give it to dealership.

onzedge · 04-07-2011, 09:32 AM

Quote:

Originally Posted by Mt Tam I am

Not at my house. I have both Fobs.

Paid for Z in full, and saved $7400 off sticker. I even retained my social security number, and refused to give it to dealership.

Nice.

Red__Zed · 04-07-2011, 09:37 AM

Quote:

Originally Posted by KillerBee370

The wife really owns everything doesn't she? Paid for or not!

Not sure whether to

or

.

OldGuy · 08-15-2011, 09:10 PM

Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

dsimon40 · 08-15-2011, 10:31 PM

Financed 35k @ 1.9%.

No other debt at this time so the plan is to double payments for 30 months and get it paid off ASAP.

Thought it would be best to finance and use cash for other "fun" purposes since the worlds going to end anyway in 2012.

ImportConvert · 08-16-2011, 03:57 AM

Quote:

Originally Posted by OldGuy

Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

Most good checking accounts will earn you 4.25% these days, and if you put that $35K into a 4.25% checking account and financed at 1.9% you would be making 2.35%. So basically, you lost out on the bank PAYING you 2.35% of that purchase price. If, at any time, you want to pay it off, just pull the money out of that account and put it into the other.

Basically, you lost $800.

Cash is cash, and the dealer doesn't care if your name, or Chase's name is on that check. Same deal is same deal.

Lots of misconceptions out there about credit-cards, financing, etc. People are losing big bucks by not hammering their credit-cards and the like. It's only bad if you're ignorant and irresponsible. Otherwise, I make a few hundred bucks cash a year just off my little gas/food credit-card. Kinda nice to have the bank pay me to use their card.

rebe945 · 08-16-2011, 08:53 AM

One payment.

PharmDZ · 10-14-2012, 08:23 AM

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

blackcherry20 · 10-14-2012, 08:33 AM

Quote:

Originally Posted by PharmDZ

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

me too...that is a sweet deal....free money!

04-06-2011, 07:00 PM	#4 (permalink)
Shamu A True Z Fanatic Join Date: Jan 2011 Location: Nor Cal Posts: 1,059 Drives: 370Z Racecar Rep Power: 21	Put $10 K down and financed the rest as I like flexibility with my money. I have some much higher returns with my liquid assets than my very low interest rate.. No need to tie them up in the car. __________________ Grant

08-15-2011, 10:31 PM	#11 (permalink)
dsimon40 Base Member Join Date: Jul 2011 Location: Houston, TX Posts: 16 Drives: '10 370ZR 6MT Rep Power: 15	Financed 35k @ 1.9%. No other debt at this time so the plan is to double payments for 30 months and get it paid off ASAP. Thought it would be best to finance and use cash for other "fun" purposes since the worlds going to end anyway in 2012. Last edited by dsimon40; 08-15-2011 at 10:42 PM.

08-16-2011, 08:53 AM	#13 (permalink)
rebe945 Enthusiast Member Join Date: Mar 2010 Location: middleburg hts, ohio Posts: 491 Drives: 2009 370Z black 7at Rep Power: 17	paid for One payment.

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04-06-2011, 12:33 PM	#1 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141522	Hai!

04-06-2011, 02:55 PM	#3 (permalink)
9Zs_Ed Base Member Join Date: Mar 2011 Location: Ormond Beach, Florida Posts: 108 Drives: 10 Rdstr Trng Spt 6M Rep Power: 16	No financing here, but considered paying with a Home Equity check. The Z's previously owned and I had a trade-in however. $18,800 plus change including tax, title and license.

04-07-2011, 05:15 AM	#5 (permalink)
USINC97 Base Member Join Date: Mar 2011 Location: Wisconsin Posts: 104 Drives: 09 370Z 6MT/09 Cube Rep Power: 16	The wife owns ours.

08-15-2011, 09:10 PM	#10 (permalink)
OldGuy Base Member Join Date: Dec 2009 Location: Greensburg PA Posts: 899 Drives: '09370Z Red Base A7 Rep Power: 18	Cash for mine. You get the best deal that way and you avoid making the banks rich at your expense. No treat like this car for me until I could pay cash for it.

10-14-2012, 08:23 AM	#14 (permalink)
PharmDZ Track Member Join Date: Jul 2012 Location: New Jersey Posts: 997 Drives: 11 Nissan 370Z BS M6 Rep Power: 15	May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.