Who REALLY owns their Z???

blackcherry20 · 10-14-2012, 07:17 AM

Quote:

Originally Posted by dthem370

Financed it when I was 21 years old and just paid it off like 3 months ago (24 years old).

^^^^persistence and focus and a little extra every month-This fella did it all right-follow his lead and financial freedom will also be yours.

onzedge · 10-14-2012, 07:20 AM

Quote:

Originally Posted by blackcherry20

^^^^persistence and focus and a little extra every month-This fella did it all right-follow his lead and financial freedom will also be yours.

dmenges · 10-14-2012, 10:49 AM

I could have paid for my 2012 Z with cash, but Nissan had a 0% financing package going and the dealer took $3k off the list price, so why hand out all that money at once?

kfull · 10-14-2012, 11:06 AM

0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

birdmanx1 · 10-14-2012, 11:21 AM

Quote:

Originally Posted by kfull

0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

Student loans are tax deductible...

6MT · 10-14-2012, 03:30 PM

Quote:

Originally Posted by birdmanx1

Student loans are tax deductible...

Not above the 49th parallel they're not.

birdmanx1 · 10-14-2012, 04:58 PM

Quote:

Originally Posted by 6MT

Not above the 49th parallel they're not.

LOL @ the 49th parallel, in the US the interests are

onzedge · 10-14-2012, 07:02 PM

Quote:

Originally Posted by birdmanx1

Student loans are tax deductible...

Only the interest, not the principle, is deductibke.

6MT · 10-14-2012, 11:56 AM

I paid cash for mine after it arrived from Japan.

dnwarwas · 10-14-2012, 06:34 PM

Paid in full....still have student loan payments, however.

robones · 10-15-2012, 08:34 AM

Quote:

Originally Posted by dnwarwas

Paid in full....still have student loan payments, however.

Why didn't you put that money towards paying down/paying off your student loan debt instead of your car? Your car depreciates in value on a monthly/mileage basis. Its a bad investment compared to putting your money into your degree IMHO.

Although I financed 100% for 6 years, I own my car

No one can tell me what to do or what not to do to my car. I can do whatever I want to it. So, yeah i think that makes it mine

Also, I am not upside down and never will be

with my scheduled payments. I plan to keep this car for a long time.

gthausz · 10-14-2012, 07:02 PM

Mins is already paid off...

XiP · 10-14-2012, 11:12 PM

Paid 34k in full for mine

Rusty · 10-15-2012, 12:09 AM

Bought my 2011 Nismo used. 7,000 miles on it. Paid cash, $35,000. 56yrs old, widower, empty nester.

dweedlebug · 10-15-2012, 07:10 AM

Also bought my 2011 used about a year ago. 1,700 miles when it arrived to me, wired $33k cash.

Got a crazy deal from someone who just didn't like the car.

Was 36 when bought, married, no kids.

10-14-2012, 10:49 AM	#3 (permalink)
dmenges Base Member Join Date: Mar 2012 Location: New York Posts: 19 Drives: 2012 370Z Touring Rep Power: 15	0% I could have paid for my 2012 Z with cash, but Nissan had a 0% financing package going and the dealer took $3k off the list price, so why hand out all that money at once?

10-14-2012, 11:56 AM	#9 (permalink)
6MT A True Z Fanatic Join Date: May 2009 Location: ITU Zone 2 Posts: 22,459 Drives: Reliant Robin Rep Power: 1792	I paid cash for mine after it arrived from Japan. __________________ Andrew 2009 370Z Sport/Touring 6MT sold 2013 Honda Civic Si coupe D/D

10-14-2012, 07:02 PM	#12 (permalink)
gthausz Base Member Join Date: Oct 2012 Location: DSM Posts: 95 Drives: 09nissan 370z M6 Rep Power: 14	Mins is already paid off... __________________ GThaus Exhaust, K&N air intake

10-14-2012, 11:12 PM	#13 (permalink)
XiP A True Z Fanatic Join Date: Dec 2011 Location: no clipping Posts: 11,096 Drives: ↑ ↓ Rep Power: 535	Paid 34k in full for mine __________________ I <3 Frost!!!

10-15-2012, 12:09 AM	#14 (permalink)
Rusty A True Z Fanatic Join Date: Dec 2011 Location: Fayettenam,Pennsyltucky Age: 70 Posts: 35,579 Drives: 2011 Nismo GM 6M Rep Power: 2684440	Bought my 2011 Nismo used. 7,000 miles on it. Paid cash, $35,000. 56yrs old, widower, empty nester. __________________ 浪人 - 殺し屋 "The Difficult Anytime, The Impossible By Appointment Only" http://www.the370z.com/members-370z-...o-journal.html

10-14-2012, 11:06 AM	#4 (permalink)
kfull Track Member Join Date: Mar 2012 Location: Massachusetts Posts: 909 Drives: A lot Rep Power: 16	0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

10-14-2012, 06:34 PM	#10 (permalink)
dnwarwas Base Member Join Date: Oct 2012 Location: Austin, Tx Posts: 57 Drives: 2012 370z Nismo Rep Power: 14	Paid in full....still have student loan payments, however.

10-15-2012, 07:10 AM	#15 (permalink)
dweedlebug Base Member Join Date: Jan 2009 Location: USA Posts: 97 Drives: '11 Nismo #142 - Red Rep Power: 18	Also bought my 2011 used about a year ago. 1,700 miles when it arrived to me, wired $33k cash. Got a crazy deal from someone who just didn't like the car. Was 36 when bought, married, no kids.

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