03-03-2011, 09:44 PM
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#11 (permalink)
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A True Z Fanatic
Join Date: Dec 2009
Location: NY
Age: 38
Posts: 9,192
Drives: Z32TT & 335xi Coupe
Rep Power: 39
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Quote:
Originally Posted by SmoothZ
Rates are based on where you garage it, crime stats, etc per that zip code. Maybe he lives in a shitty area.
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Quote:
Originally Posted by chuckd05
I'm 27 In NY not the cleanest driving record but not the worst and my premium with all state it 860 for 6 months. 500 deductible , million in liability, inj, etc ...
What company do you have?
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I live in a crime free neighborhood in nassau county, on long island. my car is garaged. i have perfect credit, clean record (Driving and legally). aside from my age and gender i dont really have any material strikes against me that should make my rates high.
i think the biggest factor is if you are older or younger than 25. theoretically me and chuck should have similar insurance. same car, same area (more or less) but i'm 22 he's 27, and that costs me literally double his insurance.
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