Thank you to all the idiots....

KaienZ34

31yrs old married, clean records me and the wife, 09 Z $504.25 for 6 months, wife 09 g8 gt $653.85 for 6 months, my 00 dakota v8 $284.81 for 6 months. Full coverage on all, carrier is allstate i'm in louisiana.

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Cmike2780

Why is it more for the G8?

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[09][MB][6-Spd MT][Touring][Stillen Gen III][K&N][Borla CBE][Evo-R]

KaienZ34

That i don't know i've never asked, but i'll find out and let you know.

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KaienZ34

Is this enough info ? Are do you need my blood type aswell ?

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steveg78

Was that for me?

my2004Z

I think that the insurance carriers also consider your credit score and criminal history.

My wife and I have used Progressive for 11 years now and pay $540 / 6 months for an '09 Z and an '07 Trailblazer full coverage. We have excellent credit scores, no criminal history, live in a decent enough neighborhood and keep both vehicles locked up in the garage. We also pay the premiums up front and avoid the admin fees.

KaienZ34

Yes and no, really just trying to spice the thread up. Also serious if more realistic info would be helpful in comparing i'd be happy to get it.

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steveg78

Then actually no, it isn't enough info.
How many miles a year do you drive each vehicle and where do you drive your vehicle to work? And which vehicle is the primary vehicle? Are they garaged? What is your comprehensive deductible? What is your collision deductible? What are your bodily injury liability, and property damage limits per accident, per person? How about your uninsured motorist coverage? And what are those limits?

Every single penny we pay for insurance is the result of a formula. Actuaries make good money calculating the risks and pinning a dollar amount to everything

But actually, the only good help the OP will get is responses from other people in his area.

KaienZ34

This is what i found at the house, and it's only the gold pck. There is only one level higher.








It says 7500 miles a year but we drive far less, i purchased my Z in jan 09 and i've only got 5,573 on it.

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rambunctious

I pay 730 per 6 months.. 22/Male/Single No accidents or tickets ever... *Knock on wood*
Credit score: 790
Nationwide

50/100/100
30/60 on Uninsured
$250 Deductible on Collision
$100 Deductible on Comprehensive
OEM Parts only
Rental & Medical payments
+ Free $1500 customization
+ Accident Forgiveness

tettes

No, that's not enough info.

Unless we know the details of your policy coverage (ie. I have "bodily injury/property damage" set at 100/300/100, which is as high as I could go) and vehicle coverages (deductibles, uninsured coverage, etc) it's pretty hard to compare.

The info you and others are providing is a start, but it's hardly the entire picture.

BTW, my agent recently told me zip code is also a huge factor in determining rates. I recently moved to a house 5 miles from my old apartment, and my rate went up $30 per month.