Thank you to all the idiots....

KaienZ34

Yes and no, really just trying to spice the thread up. Also serious if more realistic info would be helpful in comparing i'd be happy to get it.

__________________

steveg78

Then actually no, it isn't enough info.
How many miles a year do you drive each vehicle and where do you drive your vehicle to work? And which vehicle is the primary vehicle? Are they garaged? What is your comprehensive deductible? What is your collision deductible? What are your bodily injury liability, and property damage limits per accident, per person? How about your uninsured motorist coverage? And what are those limits?

Every single penny we pay for insurance is the result of a formula. Actuaries make good money calculating the risks and pinning a dollar amount to everything

But actually, the only good help the OP will get is responses from other people in his area.

rambunctious

I pay 730 per 6 months.. 22/Male/Single No accidents or tickets ever... *Knock on wood*
Credit score: 790
Nationwide

50/100/100
30/60 on Uninsured
$250 Deductible on Collision
$100 Deductible on Comprehensive
OEM Parts only
Rental & Medical payments
+ Free $1500 customization
+ Accident Forgiveness

tettes

No, that's not enough info.

Unless we know the details of your policy coverage (ie. I have "bodily injury/property damage" set at 100/300/100, which is as high as I could go) and vehicle coverages (deductibles, uninsured coverage, etc) it's pretty hard to compare.

The info you and others are providing is a start, but it's hardly the entire picture.

BTW, my agent recently told me zip code is also a huge factor in determining rates. I recently moved to a house 5 miles from my old apartment, and my rate went up $30 per month.

fairladyZ34

my insurance is 250 a month, i turn 20 in august tho.

__________________
From Z to G to BMW and back to a G! Nismo for life

Super Red Z

I live in downtown LA. I pay $510 for 6 months but with a long list of discount..I turn....in May

cossie1600

I wish I can afford a $30K car when I was 20, dang

themann1984

Insurance ratemaking 101:

Imagine a piece of paper floating in the air at an angle with the lowest point in a corner. Let the x and y axis represent two variables. Lets say credit score and driver age. As your credit improves the paper decreases in height. As your age increases the paper decreases in height. The height of the paper at a particular point represents how much you pay in premium based on these two variables.

Your rates (height of the paper) can change for any or all of the following 3 reasons:
1. The paper stays the same shape but raises in height off the ground.
2. The paper stays the same height on average but the shape of the paper changes. Perhaps it becomes steeper or it is made wavy or something.
3. The paper stays the same height and shape but your location on it changes.

Insurance rates are like this but they use something more like 20 to 30 variables. If you can visualize a 30 dimensional plane let me know. Every company has their own paper that can be completely different than the others. Thus, the only thing you can do is shop around and compare rates.

And making comparisons between other people is kind of meaningless. The reason being is that you know nothing about their company's piece of paper and where you would be placed relative to them.

KaienZ34

I love Origami

__________________

sonic370

600.00 for a 6 month policy allstate.

chuckd05

I'm 27 In NY not the cleanest driving record but not the worst and my premium with all state it 860 for 6 months. 500 deductible , million in liability, inj, etc ...

What company do you have?

__________________
09 370Z 6M PW - FBO Best 1/4 mile = 12.926 @ 109 SOLD -- 08 BMW 135i - FBO 12.1@120mph SOLD -- white 09 e92 335 Coupe Mtech - 11.9 @ 119 :-)

Econ

I'm with Geico, and they were the cheapest by about $1000

what i found interesting waas that a camaro SS was cheaper to insure

SmoothZ

The "25" years old myth is really based on the fact that everyone supposedly gets a license at 16 and drives for 9 years before they get a discount. Other discounts include home owners, life, and multiple car insurance. I have all of those including law enforcement discounts.

__________________
"Once you go Asian, you never go Caucasian."

"I talk to myself, and when I do that, I know I'm talking to an intelligent person."

ImportConvert

My insurance dropped substantially when I turned 25. I got my license at 17 or 18 I think. Got it while living in TX.

Isamu

dude that drop was amazing... I had an 01 eclipse GS(t) and a 98 GSX and I was paying the same as i am now, I hit 25 and it dropped to like 95 bucks a month