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if it makes u feel any better i pay 4200 a year

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Old 03-04-2011, 07:31 AM   #1 (permalink)
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if it makes u feel any better i pay 4200 a year
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Old 03-04-2011, 07:32 AM   #2 (permalink)
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Originally Posted by wh1te370z View Post
if it makes u feel any better i pay 4200 a year
Thats absolutley rediculous...we live in the same region, how old are you?

theres got to be something going on thats killing your rate, either that or you just went with your first quote
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Old 03-04-2011, 07:40 AM   #3 (permalink)
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I am on my dad's insurance (multi car discount) but I am the primary driver on my 370Z. Not sure if that is totally cosher to do since I don't live with my dad/have a different address.

I am 25 years old, and have had 2 speeding tickets over my driving life.

My insurance is $70.28/month or $421.68/6 months or $843.36/year. For some reason the insurance on my old car (2006 subaru impreza) is more by a few dollars? weird...
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Old 03-04-2011, 08:03 AM   #4 (permalink)
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Originally Posted by wh1te370z View Post
if it makes u feel any better i pay 4200 a year
Misery loves company . Damn that's a lot.
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Old 03-03-2011, 07:53 PM   #5 (permalink)
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Its good to see my rates weren't the only ones increased for absolutely no reason other than the one OP stated.
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Old 03-03-2011, 07:56 PM   #6 (permalink)
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Before i got the Z i was looking at an 09 vette, it was only $8.00 bucks more then what i'm paying for the Z now.
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Old 03-03-2011, 08:00 PM   #7 (permalink)
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Before i got the Z i was looking at an 09 vette, it was only $8.00 bucks more then what i'm paying for the Z now.
When I take the Z out of storage, we pay about $1200/6months for full coverage which includes rental insurance and gap insurance. That's for 2 cars, though.
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Old 03-03-2011, 08:59 PM   #8 (permalink)
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Before i got the Z i was looking at an 09 vette, it was only $8.00 bucks more then what i'm paying for the Z now.
I was actually looking at an 08 Z06 and it was 6 bucks cheaper than my 2010 fully loaded roadster... at 500/6months
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Old 03-03-2011, 08:01 PM   #9 (permalink)
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Guys guys guys...9 pages of everyone saying their rates is worthless. That's like saying "I got a TV for $20"... Sure you might have a TV but is it color? Or is it a broken 1970s wooden monster?

What I'm saying is there is NO COMPARISON just in the numbers except just that. But the numbers mean nothing without the coverage included. Do you want cheap insurance? Then that means state BARE MINIMUM requirements. That means if you hit a building or a home or damage property (signs, telephone poles etc) your insurance company might pay say 5-10k and then YOU are responsible for the rest. Same goes for injuries incurred by you, your passengers and the other party (regardless of fault). These are the "limits" you can play with when getting insurance and they will drive the price up or down. Other extras like rental car, accident forgiveness sometimes come at a cost too.

The whole game with insurance is picking the coverage that makes you feel comfortable. I know me personally, I dont feel comfortable with bare minimum and I feel better knowing that I will be covered well god forbid something happened to me or my passengers. State minimum might be OK for some people but some people might have better piece of mind knowing they wont lose everything in the event of a terrible accident.

Last edited by steveg78; 03-03-2011 at 08:04 PM.
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Old 03-03-2011, 08:04 PM   #10 (permalink)
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I've only got four pages, change your settings. Only the OP and AK/Admin can lock/close the thread.
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Old 03-03-2011, 08:32 PM   #11 (permalink)
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My 6 month is close to $1600.
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Old 03-03-2011, 09:22 PM   #12 (permalink)
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Yeah see that's the kind of stuff that's worthwhile for comparisons sake.. Here's mine:

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Old 03-03-2011, 09:40 PM   #13 (permalink)
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Yeah see that's the kind of stuff that's worthwhile for comparisons sake.. Here's mine:


Looking at yours, it looks like my coverage sucks. It's the 2nd highest that allstate had to offer.
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Old 03-03-2011, 09:49 PM   #14 (permalink)
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Quote:
Originally Posted by KaienZ34 View Post
Looking at yours, it looks like my coverage sucks. It's the 2nd highest that allstate had to offer.
Mine is the highest State Farm offered in DE. For a small increase I was able to significantly raise my limits which to me it was worth it. I realized I was getting less coverage for more $ when I moved here from NJ. My NJ insurance company limits were higher and my premiums were about the same.

That's what I was trying to explain to everyone here. Now at least some good has come out of this thread

Oh BTW, off topic but I noticed you dont have pics of your PG Z, did you sell it? I loved the Volk GT30s on that car.
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Old 03-03-2011, 09:52 PM   #15 (permalink)
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I pay Nationwide $62/mo. for full coverage. Shop around. The car insurance business has become a buyers' market.
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